Flex Finance

Flex Finance

All-in-one business finance

37 ratings
18 reviews
Free

Details

  • Released
  • Updated
  • February 11, 2022
  • July 18, 2026

Features

Flex Finance screenshot #1 for iPhone
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Flex Finance screenshot #8 for iPhone
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About

Manage your business finances with a credit card offering net-60 payment terms and an integrated super app. Automate accounts payable, track expenses, and generate invoices to streamline operations and support growth.

Net-60 business credit card terms
Automated accounts payable management
Simplified expense tracking
Fast, professional invoicing
All-in-one finance management
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What's New in Flex Finance

4.0.11

July 18, 2026

Big news — we've given the app a makeover! Enjoy a brand-new look and improved performance when accessing and updating your credit and banking accounts. Here's what else is new: * Bug fix for iOS 26.4 modal presentation. * Speed improvements to fetching credit transactions. * Speed improvements to fetching cards. * Improvements to check depositing. * Bug fix for editing card limits. * Fixes card filters on the cards tab. * Improvements to transaction refund info. * Improvements to info around available bank balance. * New tab for terminated cards. * Bug fix for missing cards. * Improved loading for banking transactions. * Bug fix for iOS 26 when viewing certain transactions. * Bug fix for banking chart. * Improvements to the payment approval process for admins. * Bug fix for card billing address.

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User reviews

Finally a bank that gets me

I run a $12M concrete and paving company out of Dallas. For years I was juggling Chase for banking, Amex for cards, some janky AP tool my bookkeeper found, and a “private banker” at Wells who ghosted me unless I was depositing over $500K. Flex replaced all of it.
Credit lines that actually make sense for my business, bill pay that doesn’t make me want to throw my phone, and the AI stuff (Beacon) legitimately caught a duplicate vendor invoice my controller missed. Saved me $38K on day one.
My only complaint is I didn’t find this sooner. My buddy in logistics has been on it for six months and never told me. We’re not friends anymore. (Kidding. Mostly.)

If you’re a business owner doing $5M-$100M and you’re still duct-taping together five different finance tools, just download this and thank me later.​​​​​​​​​​​​​​​​
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Great app

Makes managing my business so much easier. Clean interface.

Connected platform

Checks the boxes. No fees. Works well and kind people.

Misleading Advertising

I signed up to get a credit card, went through the trouble of providing everything they need and they denied my application even though I run a high margin, have steady W2 income, have over 800 credit score, and more than ample reserves for a year. They sure took and now have a lot of my data though!
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Card was charged

My card was charged and it’s been locked the whole time, also my app is messed up saying my transactions cannot be updated and the app is non functional anymore, starting to be concerned with having my business money going into an account that’s been messed up for over a week with no updates when it will be fixed.
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FAQ

What is Flex?

Flex is a business credit card and financial super app designed to help modern businesses manage their finances. It offers net-60 payment terms on its credit card and integrates features like automated AP, expense tracking, and invoicing.

What are the benefits of the Flex business credit card?

The Flex Visa Infinite Business Credit Card offers net-60 terms, allowing businesses to extend their payment runway by over 60 days. This provides crucial financial flexibility for growth and operations.

How does Flex automate accounts payable?

Flex allows users to eliminate manual processes by approving, scheduling, and paying invoices directly within the app. This streamlines the entire accounts payable workflow.

Can I track my team's spending with Flex?

Yes, Flex offers simplified expense tracking, allowing you to monitor team spending in real time. You can also set customizable limits to maintain internal control over expenditures.

How does Flex compare to traditional finance tools?

Unlike traditional single-purpose finance tools, Flex combines your business credit card, banking, expense management, AP/AR automation, and invoicing into one cohesive app, eliminating the need to juggle multiple platforms.

Is Flex available on Android devices?

Based on the provided data, Flex is currently supported on iPhone devices. Compatibility with Android devices is not specified.

What is the update frequency for Flex?

The latest version of Flex is 3.3.14, last updated on March 20, 2026. This indicates a consistent update schedule for the application.

Is Flex a bank?

No, Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank. The Flex Business Credit Card is issued by Lead Bank.