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Raiz Finance

Raiz Finance

Your Global Finance Passport

39 ratings
16 reviews
🌟 Lifestyle
💰 Finance
Free

Details

Released
August 20, 2024
Updated
October 23, 2026

Features

Developer

Raiz Digital Service Company
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About

Manage multi-currency accounts, receive international payments, and send money globally. This app simplifies cross-border transactions with features like virtual dollar cards and instant transfers, making it ideal for freelancers, remote workers, and businesses operating internationally.

✓Multi-currency accounts (USD, Naira)
✓International money transfers
✓Receive global payments
✓Virtual dollar card
✓Instant currency swaps
✓Rewards and cashback
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What's New in Raiz Finance

3.4.0

October 23, 2026

Performance and Stability Improvements

User reviews

Most RecentHighest RatedLowest Rated

Best Finance App

Super fast with no form of surprises.
MMattDzns

Response from developer

Hello MattDzns, Thank you so much for the 5-star rating and kind review! We are thrilled to hear that you are enjoying a seamless and reliable experience with Raiz Finance. Thank you for choosing us!

The best remittance app in the world

I use Raiz to send money to my family in Nigeria and they got the money directly in their account in a few seconds. I have also used it to send money to Canada and UK and it’s the same result. If you are looking for a quick way to send money to family and friends around the world or even get paid as a freelancer,Raiz is the way to go!!! Raiz am!!!
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Oomoajala

I would Rate Raiz 0 star if possible

They are practically cooperate thieves!
Zero response from support
No specific reason for hoarding my money for months
ZZaytoven301

Response from developer

Hello Zaytoven301, We take concerns like this very seriously. Raiz Finance does not hold or restrict user funds without reason, and we deeply apologize for any lack of communication you have experienced. We want to investigate your case and assist you as quickly as possible. Please contact our team directly at support@raiz.app with your email so we can review your account status and resolve this for you right away.

Verification

I tried migrating, got an email says account declined. My tag @Jose254
TJToger jost

Response from developer

Hello Toger, Thank you for reaching out and sharing your tag (@Jese254). We apologize for the trouble during migration and account verification. To review your verification details and properly advise on the next steps or assist with re-verification, email us directly at support@raiz.app for real-time support.

RAIZ ARE FRAUDS!!

I wouldn't advise anyone to use this app it's been weeks and $600+ of my money has been inaccessible without reason or prior notice and no response from their customer support
Nothing but generic response for over 4 weeks now
By this time tomorrow my lawyer will be taking all legal actions against you and I will use every resources at my disposal to fight you legally
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ZZaytoven301
See 11 more reviews

FAQ

What does Raiz App do?

Raiz App is a digital banking platform designed for Africans to manage multi-currency accounts, receive international payments, and send money globally. It simplifies cross-border transactions for freelancers, remote workers, and businesses.

What are the key features of Raiz App?

Key features include holding and managing USD and Naira accounts, sending money to over 50 countries, receiving payments via ACH, Wire, or RTP, instant currency swaps, a virtual dollar card for online purchases, and the ability to push funds to debit cards. Users can also earn rewards and cashback.

Is Raiz App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or upfront costs for the core services. However, transaction fees may apply for certain transfers, though the app highlights low or sometimes zero fees.

Who is Raiz App for?

This app is built for Africans, whether they are on the continent or in the diaspora. It's particularly useful for freelancers, remote workers, business owners, and individuals who frequently engage in international transactions, receive payments from abroad, or send money to loved ones and partners globally.

How can I send money with Raiz App?

You can send money worldwide from countries like the US, UK, Canada, and Europe to over 50 countries, including many in Africa. The app facilitates instant transfers with low fees and full transparency, allowing you to send remittances and payments to various international destinations.