Best FLO alternatives: apps like FLO - Secure P2P Payments

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated October 2026

FLO is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to FLO

5.0(2 ratings)
Free
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This platform facilitates peer-to-peer management of project milestones and payments. It acts as a utility for users to create agreements, not as a licensed financial institution.

Arorix#2

Arorix by Arorix Financial LLC

Banking for Entrepreneurs
Strong Contender
💰 Finance
5.0(2 ratings)
Free
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Manage your business finances from a single, powerful platform. Open an account in minutes to track transactions, monitor balances, and send payments on the go. Designed for entrepreneurs, startups, and small businesses.

CASHMIT — Pay & Mobile Banking#3

CASHMIT — Pay & Mobile Banking by CASHMIT, INC.

Wallet Send P2P P2B & Business
Worth Considering
💰 Finance
3.0(2 ratings)
Free
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This digital wallet facilitates fast, affordable, and secure instant transactions for individuals and businesses. It enables peer-to-peer, peer-to-business, and business-to-business transfers, with smart tools for tracking and managing funds.

More apps like FLO

4
Sedl App
Sedl App
Sedl App
Sedl app
Free

This finance app allows instant sending, receiving, and conversion of money using digital dollars. It connects traditional banking with stablecoins for fast, simple, and accessible global payments.

Send and receive money instantlyConvert between fiat and digital dollars (USDC)Fund wallet via local bank or card
💰 Finance
(4)
free
5
Tipper: Tipping made easy
Tipper: Tipping made easy
Tipper: Tipping made easy
Accept tips anytime, anywhere
Free
💰 Finance
(0)
6
Chiron | Simplify Your Payment
Chiron | Simplify Your Payment
Chiron | Simplify Your Payment
Effortless Payment Processing
Free
💰 Finance
(0)
7
OmniPay — Biometric Payments
OmniPay — Biometric Payments
OmniPay — Biometric Payments
Face ID Wallet & P2P Payments
Free

This app allows you to make secure payments using your face as authentication. Send money instantly to friends or pay merchants by scanning a QR code. It offers bank-grade security and integrates with Apple Wallet.

Face ID payment authorizationVirtual Payment AddressInstant P2P transfers
💰 Finance
(1)
free
8
Prio Pay
Prio Pay
Prio Pay
Run your business by text
Free

Manage your business finances and operations through simple text conversations. Request payments, schedule appointments, track hours, and integrate with accounting software without complex forms or learning curves. Focus on earning and giving more with automated processes.

Text-based payment requests and collectionCustomizable invoices and payment linksTwo-price options (bank vs. card)
💰 Finance
(2)
free
9
Danielpay
Danielpay
Danielpay
Secure & Fast Payments
Free

A digital payment application for secure, fast, and transparent transactions. It offers a seamless experience for sending payments, tracking activity, and managing digital payment flows with an intuitive interface.

Fast and seamless paymentsSecure wallet access with biometricsCross-border transaction support
💰 Finance
(1)
free
10
Tipins - Digital Tipping
Tipins - Digital Tipping
Tipins - Digital Tipping
by TIPINS PTY LTD
Free
💰 Finance
(0)