Great app!
Fantastic app! I had no idea I could retire so early. The math makes a lot of sense. It is very thoughtfully designed
Response from developer
Thanks so much! Really glad the math resonated and that you found the app thoughtfully designed.
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About
This app helps you visualize your financial future and determine when you can achieve financial independence. Model various life events, savings, and investment scenarios to understand their impact on your timeline. Explore international living costs and utilize an AI coach for personalized insights.
✓Calculate Freedom Date
✓Model 'what-if' scenarios
✓Explore international living costs
✓AI financial coach
✓Log financial wins
✓Stress test financial plan
✓Model life events
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What's New in Freedom Clock
2.0.5
July 7, 2026
Adjusted features for users who are already financially free.
Subscription plans
Freedom Clock Premium - Annual
Advanced Financial Freedom Tools & Insights for a Year
$29.991 Year
3 Days trialUser reviews
Developer apps
FAQ
What is Freedom Clock?
Freedom Clock is a personal finance application designed to help users calculate their 'Freedom Date' – the point at which their finances can support their desired lifestyle. It allows for modeling various financial scenarios and life events.
How does Freedom Clock calculate my Freedom Date?
Freedom Clock calculates your Freedom Date by taking into account your income, savings, spending, debts, housing, dependents, location, and investment assumptions. It then projects your financial timeline based on these inputs.
Can I test different financial decisions with Freedom Clock?
Yes, Freedom Clock allows you to test 'what-if' scenarios such as saving more, buying a house, changing jobs, or market crashes. Each scenario recalculates your Freedom Date, enabling clear comparison of decisions.
Does Freedom Clock offer international retirement planning?
Yes, Freedom Clock allows you to explore over 190 countries to see how living abroad could affect your financial freedom timeline. It provides estimates for cost of living, healthcare, taxes, and relocation factors.
What is the AI Coach in Freedom Clock?
The AI Coach in Freedom Clock analyzes your plan inputs to provide educational insights and modeled scenarios. You can ask it questions about your plan, such as how much more you need to save or what could move your Freedom Date closer.
How much does Freedom Clock cost?
Freedom Clock offers a free version with core features like creating a base financial plan and seeing your projected Freedom Date. Premium features are available through subscription plans starting at $4.99 per month.
What are the subscription options for Freedom Clock?
Freedom Clock offers three premium subscription tiers: monthly at $4.99, quarterly at $9.99, and annually at $29.99. These plans unlock advanced features and capabilities beyond the free version.
Is Freedom Clock available on multiple devices?
Yes, Freedom Clock is supported on both iPhone and iPad devices, allowing users to access their financial planning tools across different Apple platforms.