Fuse: FSA Use It or Lose It

Every year, Americans hand hundreds of millions of dollars back to their employers — FSA money they set aside from their own paychecks, forfeited because a deadline slipped by. Fuse makes sure none of it is yours. SET IT ONCE Enter your balance and your plan-year deadline. Fuse models grace periods and carryovers correctly, so it only alarms you about money that's actually at risk. ALARMS THAT GET LOUDER A calm nudge 90 days out. Weekly "spend about $25 this week" pace check-ins. Then an escalating ladder — 2 weeks, 1 week, 3 days, tomorrow, TODAY — each with the live dollar amount at stake. Your app icon even counts down the days. SPEND IT ON SOMETHING YOU'D BUY ANYWAY Browse 88 eligible items across 11 categories — including the surprising ones: sunscreen, prescription sunglasses, first-aid kits, period products, contact solution, LASIK. Plus a mythbusting list of things people wrongly assume are covered. Tap + to build a spend-down checklist; buying an item logs it and updates your balance. ALWAYS IN SIGHT A home-screen widget shows your at-risk dollars and days left. A receipts reminder makes sure you file claims before the run-out window closes. PAY ONCE. NO SUBSCRIPTION. Free: full countdown, eligible list, spending log, and reminders at 30 days, 7 days, 1 day, and deadline day — genuinely enough to save your money. Fuse Pro ($4.99, one time, Family Sharing included) adds the full 13-alarm escalating ladder, weekly pace check-ins, and unlimited accounts for the whole household. It costs less than one bottle of FSA-eligible sunscreen. Everything stays on your device. No account, no tracking, no ads. Fuse is a reminder tool, not tax or benefits advice. Your plan administrator has the final say on eligibility and deadlines.