FutureCard: Cashback Debit

FutureCard: Cashback Debit

Make Cashback Your Habit

2K ratings
191 reviews

Archived App (Last seen on 19 Jun 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • September 20, 2022
  • April 29, 2026

Features

FutureCard: Cashback Debit screenshot #1 for iPhone
FutureCard: Cashback Debit screenshot #2 for iPhone
FutureCard: Cashback Debit screenshot #3 for iPhone
FutureCard: Cashback Debit screenshot #4 for iPhone
FutureCard: Cashback Debit screenshot #5 for iPhone
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About

This digital-first debit card and money app offers significant real cashback on everyday essentials like transit, energy bills, and second-hand purchases. It functions as a Visa debit card, allowing you to spend only what you have without interest, and works everywhere Visa is accepted. Optional premium features unlock even more earning potential and savings benefits.

Up to 10% real cashback on everyday essentials
Visa debit card with immediate digital access
No interest, overdraft fees, or credit checks
Cashback on transit, energy, thrifting, and urban mobility
Optional premium subscription for enhanced perks
3.00% APY on savings
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What users say

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What's New in FutureCard

7.3.3

April 29, 2026

Minor improvements

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User reviews

TERRBLE ENDING

I used to love this app and I expected it to take a bit while they switched banks, but suddenly they announced they're shutting down. No real explanation either. Screw these people.

STOLE MY MONEY

DO NOT DOWNLOAD. SCAM APP. They literally stole over $200 from me. They said they were making improvements to the app and would send leftover funds via mail and that was on APRIL 29. No money received. I don’t even know what to do, this is crazy. The app seemed very normal before this

Worst Ever

Do not fall for this card. They keep changing their policies and now they are closing current accounts because they are changing to a different bank.

Was great but now it’s useless

been using it for about a year. The card and the benefits were great but now everything that’s even worth the time is behind a paywall. One of the things that I liked about the card were the cashback benefits on public transportation but now I need a membership to access that??? a membership for what??? to use a card??? also the store where you can redeem your points have been down for months and there’s no update when it’s going to be back up. I’ve been hoarding like 20,000 points and I don’t want to redeem it because some of the rewards were actually good.

just useless, not worth the time or the effort to switch things over.
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Transferring to another bank

In this day and age transfers from bank to bank are instant and easy. Future doesn’t participate with that school of practice and makes you wait until the next business day. And that is if the other bank posts it the next business day. Future I am closing my account for this simple reason.

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User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Incorrect transaction charges and double-billing issues

Bug

Inability to update account information like address

Bug

Compatibility problems with mobile wallets

Bug

Requested Features

5 requests

Improve app stability and user experience

Feature

Faster fund transfers and real-time account updates

Feature

Enhance customer support with phone and live chat options

Feature

Streamline identity verification process

Feature

Expand bank account linking capabilities

Feature

FAQ

What does FutureCard do?

FutureCard is a digital-first rewards debit card and money app that provides real cashback on everyday essentials. It functions as a Visa debit card, allowing you to spend your own money without incurring interest or credit checks. The app also offers budgeting tools and savings benefits.

How can I earn cashback with FutureCard?

You can earn cashback on various categories, including public transit, energy bills, thrifting and second-hand purchases, and urban mobility. There's also 1% unlimited cashback on all other purchases. The premium FuturePass subscription unlocks even higher cashback rates on specific categories like EV charging and groceries.

Is there a cost to use FutureCard?

The basic FutureCard debit card and app are free to use, with no foreign transaction fees, overdraft fees, or credit checks. An optional premium subscription, FuturePass, is available for $14.99 per month or $99.99 per year, offering enhanced perks and higher earning potential.

What are the eligibility requirements for FutureCard?

The provided description does not explicitly state all eligibility requirements, but it mentions no credit check is required. It is a Visa debit card, implying standard requirements for opening a debit account, and banking services are provided by Piermont Bank, Member FDIC.

Where can I use my FutureCard?

Your FutureCard Visa Debit Card works everywhere Visa is accepted, both online and in-store. This provides broad usability for your everyday transactions.