Ghaf

Ghaf keeps every payment for your off-plan property in one place. Buying off-plan in Dubai means a booking amount, construction instalments, a handover payment, sometimes post-handover payments and a mortgage. Ghaf tracks all of it, so you always know what you've paid, what's next and whether you're ready for it. SEE WHERE YOU STAND • Total paid and still to pay, across all your properties • A countdown to the next payment and to handover • Overdue payments first, with the amount still due • Amounts in AED, or in USD, EUR or GBP ADD A PROPERTY IN A MINUTE • Fill it in from your payment plan PDF, or type it in • Percentages or fixed amounts • Construction, handover, post-handover and mortgage payments • The DLD fee, Oqood registration and other one-off costs BE READY FOR EACH PAYMENT • Log payments as you make them, including part payments • Note what you've set aside in the bank and see if it covers the next instalment • Reminders before each payment, while one is overdue, and as handover gets close • Home screen widgets for the property you choose SHARE WITH FAMILY • Share a property with your partner or family through iCloud • Let them edit, or let them only view ON iPAD AND APPLE WATCH • A full iPad layout with a sidebar, and drag in a PDF to import it • Your next payment on your watch face • Mark it paid right from the reminder on your wrist YOUR DATA STAYS YOURS • Stored on your iPhone and in your own iCloud • No account, no ads, no tracking • Face ID lock • Export a PDF statement or a CSV file at any time When you choose to import a PDF, its text is sent to our server and an AI service to read the plan. Ghaf doesn't keep it. Available in English, Arabic, Hindi, Urdu, Malayalam, Bengali, Tamil, Russian, Chinese, French, German, Turkish and Italian. Ghaf is named after the ghaf, the national tree of the UAE.