Goldfink: Rentenplaner

Goldfink: Rentenplaner

by Axel Benjamins

0 ratings
1 review
Free
In-App Purchases

Details

Released
September 1, 2026
Updated
October 19, 2026

Features

Goldfink: Rentenplaner screenshot #1 for iPhone
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About

This app helps you understand your retirement savings and identify any shortfalls for your retirement years. It calculates your pension gap by factoring in all German retirement provisions, including state subsidies and private investments. You can visualize your financial future with different scenarios and detailed breakdowns.

✓Retirement savings overview
✓Pension gap calculation
✓Includes all German retirement provisions
✓State subsidy calculations
✓Private investment tracking
✓Multiple financial scenarios
✓Detailed financial breakdowns
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What's New in Goldfink

1.5

October 19, 2026

Goldfink rechnet ab jetzt genauer. Deine Zahl kann sich nach dem Update bewegen, obwohl du nichts geändert hast. Neu gerechnet sind die Jahre im Ruhestand (Kaufkraft der Renten, Steuer auf Erträge, Kreditrate der Immobilie) und der Rentenbeginn (Zuschlag, wenn du später gehst). Mit Immobilie oder frühem Ausstieg wird die Lücke eher größer, sonst eher kleiner. Danke, dass du dabei bist.

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Subscriptions & In-App Purchases

$3.99

Goldfink Pro

Einmal kaufen, dauerhaft alle Pro-Extras

User reviews

Gute Basis, fehlt nur der feinschliff

Endlich eine App die sich dem Thema annimmt. Jetzt gilt es, die App zu verfeinern (Elternzeit, Kosten für jeden ETF/ Fond, Riester, AVD, etc)

Response from developer

Vielen Dank für deine Bewertung! Riester und das Altersvorsorgedepot sind fertig entwickelt und im Test, die kommen mit dem nächsten Update. Elternzeit und auch Teilzeit stehen auf der Liste, die laufenden Kosten je ETF und Fonds nehme ich mit auf. Bis dahin kannst du sie behelfsmäßig abbilden, indem du unter Einstellungen → Markt & Inflation die erwartete Rendite um deine Kosten senkst. Das gilt dann aber für alle Depots gleich. Wenn dir noch etwas fehlt, schreib mir gern.

FAQ

What is Goldfink's primary function?

Goldfink's primary function is to show you the current status of your retirement savings and whether it will be sufficient for your retirement years. It calculates your potential pension gap by considering all relevant German retirement provisions and your personal savings.

Does Goldfink require a user account?

No, Goldfink does not require a user account. All calculations are performed directly on your iPhone, ensuring your data remains private and accessible without registration.

What types of German retirement provisions does Goldfink include?

Goldfink includes statutory pension, civil servant pension, occupational pensions, private pension insurance, Rürup/basic pension, Riester pension, the upcoming retirement savings depot (from 2027), ETF and fund savings plans, savings accounts, and real estate.

How does Goldfink handle the new Altersvorsorgedepot?

Goldfink allows you to calculate the Altersvorsorgedepot, the successor to the Riester pension, even before its launch in January 2027. It factors in your contributions, state subsidies like the basic and child allowances, and the potential retirement income from the depot.

Can Goldfink calculate retirement for couples?

Yes, Goldfink offers a 'Paar-Analyse' as a Pro feature, allowing for joint savings rate optimization for couples. This feature helps in distributing savings optimally between partners for a shared retirement goal.

What are the 'Pro' features in Goldfink?

The 'Pro' features, available as a one-time purchase, include the couple's analysis for joint savings, calculating how much earlier you can retire and the levers to achieve it, and the ability to buy all future Pro functions.

How does Goldfink ensure accuracy in its calculations?

Every calculation in Goldfink shows its reasoning, including input amounts, assumptions, and deductions for taxes and social security. Before each new version release, all calculations are cross-checked against an independently built calculation.

Is Goldfink available on multiple devices?

Based on the provided data, Goldfink is currently supported on iPhones. There is no information indicating support for Android devices or other platforms at this time.