Groundfloor: Invest In Homes

Groundfloor: Invest In Homes

Passive Real Estate Investing

2.1K ratings
86 reviews
Free

Details

  • Released
  • Updated
  • August 16, 2022
  • July 15, 2026
Groundfloor: Invest In Homes screenshot #1 for iPhone
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Groundfloor: Invest In Homes screenshot #5 for iPhone
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About

Invest in real estate debt with as little as $100 and earn passive income. Choose from diversified portfolios, individual projects, or fixed-term notes. The platform is SEC-regulated and offers flexible liquidity options, including IRA compatibility.

Invest from $100
Passive real estate income
Diversified portfolios
Weekly payouts
IRA compatible
SEC-regulated platform
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What users say

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+1

What's New in Groundfloor

2.0.61

July 15, 2026

- update email verification

User reviews

One of the most reliable money makers out there

Love it, wish I started earlier.

Satisfied

Skeptical at first. Making better returns than a bank.

Investing grandma

I have invested in Groundfloor since almost its inception. It’s an easy vehicle to use for investing. I recommend this tool to many young people as a way to get their feet wet in the world of investing.

Poor Investmments

Groundfloor consistently makes terrible loans that go into default. Wish I never started money with them. Amazing they are still in business with such an ibcredibly high default rate.

Easy but deceptive

Groundfloor is a very easy way to invest in real estate. They take care of everything for you through your portfolio, all you have to do is deposit money. It’s a pretty good system and works as intended

The issue comes when you need to withdraw that money. I stopped adding money about 2 years ago when I realized you’re only allowed to withdraw when the property your money is “invested in” finally “closes”? I originally had over $1k in my account in 2024. 2 and a half years later, I still have $642. The rate at which you can withdraw money is incredibly slow and random.
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Developer apps

User experience

🐞

Reported Bugs

3 issues

Transactions page frequently fails to load

Bug

App signs users out randomly

Bug

Face unlock never works

Bug

Requested Features

4 requests

Detailed breakdown of investment performance

Feature

Option to invest in individual loans

Feature

Dedicated iPad app

Feature

Biometric login support

Feature

FAQ

What is Groundfloor?

Groundfloor is a platform that allows individuals to invest in short-term real estate debt. It offers a way to earn passive income backed by real estate without the complexities of property ownership or tenant management. The platform is SEC-regulated and designed for both beginner and experienced investors.

How can I invest with Groundfloor?

You can invest in Groundfloor through several paths: the Flywheel Portfolio for instant diversification and weekly payouts, Limited Recourse Obligations (LROs) to choose specific projects, or Notes for fixed-term returns. Investments can start from as little as $10 with LROs or $100 with Flywheel or Notes.

Is Groundfloor suitable for beginners?

Yes, Groundfloor is designed to be accessible to all investors, including beginners who are not accredited. The platform provides transparent and simple investment options, allowing users to build wealth through real estate debt with low minimum investment requirements.

What are the potential returns and liquidity options?

Historically, Groundfloor has delivered returns between 10-14%. The platform offers flexible liquidity with investment terms as short as 30 days. You can choose to reinvest your earnings to compound returns or withdraw them when available.

Can I use my IRA to invest with Groundfloor?

Yes, Groundfloor is compatible with various IRA types, including Traditional, Roth, SEP, and SIMPLE IRAs, as well as Rollover IRAs. This allows you to invest in real estate debt within your retirement accounts.