功能暂时未完善
界面很舒服，但是分类管理里的添加子项目始终无法添加成功并使用，难受呀。
Response from developer
谢谢认可和反馈，已经修复。我们会认真对待用户真诚的反馈和建议，并长期更新维护，欢迎继续赐教，谢谢
$0.99
About
This AI-powered app helps you manage your debts and assets by automatically extracting loan details from images. It provides clear repayment plans, tracks cash flow, and offers insights into your financial health. All data is stored locally for maximum privacy.
✓AI image recognition for debt extraction
✓Automated repayment plan generation
✓Cash flow tracking
✓Financial health assessment
✓Local data storage for privacy
✓Credit report import and analysis
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What's New in 旺财
1.2
August 20, 2026
修复点选分类后，旧分类仍显示选中的问题 记账时可输入备注 记账弹窗内切换账本现在真正生效，记录会写入所选账本 转账支持填写手续费，自动记为一笔支出 修复转账收付可选同一账户的问题 修复自定义子分类重启 App 后丢失的问题 修复分类列表翻页后切换「支出/收入」可能显示空白的问题 其他稳定性改进
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FAQ
How does 旺财 — 守财狗 GuardDog help manage debts?
旺财 — 守财狗 GuardDog uses AI to scan images of loan documents, automatically extracting principal, interest rates, and installment periods. It then generates clear repayment plans and tracks your progress.
Is my financial data safe with 旺财 — 守财狗 GuardDog?
Yes, privacy is a core feature. All data is stored exclusively on your device and is never uploaded to any servers. AI recognition uses encrypted transmission to official model interfaces and does not retain original content.
What types of loan repayment plans does 旺财 — 守财狗 GuardDog support?
The app supports various repayment methods including equal principal and interest, equal principal, interest-only then principal, and principal due at maturity. It automatically calculates each installment and reminds you of due dates.
Can 旺财 — 守财狗 GuardDog import my credit report?
Yes, it supports importing credit reports in PDF or screenshot format from the People's Bank of China. The app automatically parses credit card and loan lists, allowing for incremental merging and avoiding duplicate entries.
What is the '旺财健康分' (GuardDog Health Score)?
The '旺财健康分' is an AI-driven score from 0-100 that evaluates your debt-to-income ratio, monthly payment proportion, and asset structure. It provides suggestions for improving your financial health.
Does 旺财 — 守财狗 GuardDog have ads?
No, this application is ad-free. It is a paid app, priced at $0.99, and does not display advertisements to users.
What devices is 旺财 — 守财狗 GuardDog available on?
旺财 — 守财狗 GuardDog is available for iPhone and iPad devices.
How often is 旺财 — 守财狗 GuardDog updated?
The latest version is 1.2, and it was last updated on August 20, 2026. This indicates a recent update, suggesting ongoing development and support.
