Finance Calculator & Planner vs 旺财

Your financial goals deserve more than guesswork. Finance Calculator & Planner helps you turn financial goals into clear numbers, simple plans and practical decisions. Plan your budget, income, savings, profit, loans, taxes and investments in one clean finance app. Whether you want to save more money, reach an income goal, calculate compound interest, compare profit scenarios or understand the real cost of a loan — this app gives you the tools to make it happen. Set a goal, enter your numbers and instantly see what it takes to reach it. What you can calculate: • Financial goals and money targets • Savings plans and income goals • Compound interest and investment growth • Budget, profit, revenue and margin • Loan payments and repayment scenarios • Taxes, deductions and net income • ROI and business decisions • Freelance rates and pricing • Rental income and yield • Creator income and side hustle scenarios • Subscription and habit costs • Time value of money • Tips and bill splitting Built for real financial decisions Finance Calculator & Planner is designed for savers, freelancers, creators, students, entrepreneurs, side hustlers and anyone who wants more clarity with money. Use it to answer the questions that actually matter: • How much should I save each month? • How much income do I need to reach my goal? • What price should I charge for my work? • How much profit is left after costs? • How much will this loan really cost? • Is this investment or business idea worth it? • How much are small habits costing me over time? Why users choose it • Multiple finance calculators in one app • Clear results and practical scenarios • No signup required • Works offline • Clean dark interface • No ads A big financial goal becomes easier when you can see the numbers clearly. Break it down, make a plan and move forward with confidence. Use Finance Calculator & Planner to plan smarter, compare options and take real steps toward financial freedom.

拍一张借据，旺财帮你把账算明白。 旺财记账是一款完全本地化的 AI 资产与债务管家。 负债不用 Excel，不用记账 App 手动敲——扫一扫借据截图。 AI 自动提取本金、利率、期数，生成清晰的分期还款计划。 每个月该还多少、先还哪个最省钱，一目了然。 日常开销、还款、收入、支出等现金流水清晰呈现。 === 核心功能 === 【快捷记账】 基础功能不用说，快捷方便心不厌，0门槛快速养成记账习惯 支持微信、支付宝、各大银行app的交易对账识别，快速构建历史账目 【AI 扫图识债】 借据、信用报告、还款计划表——拍一下就行。 旺财自动识别金额、利率、期数、还款方式，不用你一个一个敲。 【还款流量图】 可拖拽的时间轴，一眼看清未来每个月要还多少。 点一下柱子，当期明细全部展开——本金多少、利息多少、 还剩几期，清清楚楚。占月收入比例实时计算， 还款压力是否可控，心里有数。 【信用报告导入】 支持人行信用报告 PDF/截图导入，自动解析信用卡 和贷款列表，增量合并、不重复建重复账。导入后可 逐项确认后再保存，你的手动修改不会被覆盖。 【分期还款计划】 等额本息、等额本金、先息后本、到期还本——都支持。 每期金额自动算好，到期日前提醒，每还一期点「已还」 即可，旺财自动更新剩余期数和余额。 【我的资产】 绑定银行卡、基金、房产，总资产实时更新。 净资产 = 总资产 - 总负债，一张图看懂家底。 【旺财健康分】 AI 综合评估你的负债率、月供占比、资产结构， 给出 0-100 的财务健康分和改进建议。分低了， 旺财会告诉你问题在哪里、该怎么调。 【隐私第一】 所有数据存储在您的设备上，绝不上传任何服务器。 AI 识别通过加密传输到deepseek或智谱等大模型官方接口，识别完成后不保留原始内容。 无需注册，打开即用。支持面容 ID / 密码保护。 【附件凭证】 借据原件、还款截图、合同 PDF——直接挂到对应的 债务下面。随时回查，不丢失任何凭证。 === 适合谁用 === • 有多笔贷款/信用卡，想汇总月供、利率、优先还哪个 • 借了钱想管清楚的人——拍照建档，不用 Excel • 需要整理信用报告的人——导入后自动归类 • 对自己财务状况心里没数的人——旺财帮你盯着 === 关于我们 === 守财狗由一支关心普通人财务健康的团队打造。 我们不碰你的数据，不上传你的文件。 每个功能都只为一个目的：让你少一件烦心事。 有建议或反馈？ 邮件：alien1042421622@gmail.com 支持: https://jemarisan.github.io/guarddog-support/support.html 隐私政策: https://jemarisan.github.io/guarddog-support/privacy.html