Best Harambee M alternatives: apps like Harambee M-Cash

10+ similar apps compared and reviewed

3.4 avg rating

10 free apps

Updated October 2026

HARAMBE SACCO SOCIETY

Whether you want more options like Harambee M or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Harambee M

DESACCO by DEFENCE SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED

Defence SACCO Mobile App

Editor's Choice

💰 Finance

0.0(0 ratings)

Free

M-Tawi by Kenya Police Sacco Society LTD

Kenya Police Mobile Banking

Strong Contender

💰 Finance

0.0(0 ratings)

Free

Uni-cash by UNISON SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED

Unison SACCO's M-Banking App

Worth Considering

💰 Finance

0.0(0 ratings)

Free

More apps like Harambee M

Malipo Circles

Malipo

Free

Manage group savings and loan applications with ease. This financial tool simplifies Chama collections and loan approvals for friends. Handle your group's finances conveniently through a user-friendly interface.

Group savings managementLoan application and approvalChama collection handling

💰 Finance

(1)

free

Compare with Harambee M

KCB OTP

by Kenya Commercial Bank Limited

Free

This app transforms your phone into a secure token for internet banking transactions. It eliminates the need to wait for SMS or email confirmations, streamlining your online banking experience.

Phone as a tokenInstant transaction confirmationEliminates SMS/email delays

💰 Finance

(6)

free

Compare with Harambee M