Harbor: Debt, Gently

Steadfast is for the two-thirds of people with debt who avoid looking at the real number -- not because they don't care, but because looking feels like being judged. This app is built to make looking safe. There's no bank linking. You add what you owe by hand -- the name, the balance, and (if you want) the rate and minimum payment. Nothing about your finances ever leaves your device, and nothing here calculates a payoff strategy or tells you what you should have done differently. This isn't a coach. It's a mirror. Why Harbor: -- Fully manual entry -- no bank linking, no account, no login -- A weekly check-in ritual: tap how it feels (heavy / okay / a bit lighter -- there's no wrong answer), update a balance if you want, done -- A gentle "since your last check-in" card that shows what quietly accrued while you were away -- information, not a scolding -- No streaks to lose, no red numbers, no leaderboard -- a missed week is never shown as a broken chain -- Optional Face ID / passcode lock, because debt is something people hide from the people closest to them, not just from themselves -- Light, dark, or automatic appearance -- Available in English and Turkish -- Completely free -- no subscription, no ads, no in-app purchases This app doesn't sell your data because it never collects any. Everything you enter stays on your device, and it's still there -- quiet, honest, and never judging you -- whenever you're ready to look again.