HDFC Bank SmartWealth Reviews: Is It Legit?

Customer Experience

Positive experience50.9% of reviews
Neutral7.0% of reviews
Negative experience42.1% of reviews

~ Based on 57 written reviews from the US App Store.

Is HDFC Bank SmartWealth Safe?

HDFC Bank SmartWealth appears safe based on user ratings. AppsHunter Safety Score for HDFC Bank SmartWealth is 93/100.

This assessment is based on 121 user ratings, with an App Store average of 4.8/5.

Safety Analysis

96.5% of ratings point to a safe experience
0.9% of ratings suggest some concerns
2.6% of ratings point to a risky experience

~ Based on 114 App Store ratings for HDFC Bank SmartWealth.

Is HDFC Bank SmartWealth Legit?

HDFC Bank SmartWealth appears to be a legitimate app. AppsHunter Legitimacy Score for HDFC Bank SmartWealth is 95/100.

Based on 95 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Delete my account details

What ever I have given information to this application, I want to delete everything. How to delete? Please guide me because without taking my permission bank staff installed this application in my handset.

Lack of certain facilities/features for SIPs

One cannot add step-up later after an SIP has been started, some SIPs available on other apps are not available here, only Regular growth SIPs are available and Direct growth SIPs are not available on HDFC Bank SmartWealth.

Nicely

Nice app and staff behavior is good

Super app to track all investment in one platform

Super app to track all investment in one platform

Application updation showing all the time

This app shows all the time updation. In a month approximately update this app minimum 10 to 12 times. This is rediclious

Importing outside investment

The process was very straightforward when the app was launched .But now the process is very complicated

Install only if you are sure that u want this app

I accidentally downloaded and installed this thinking this as core banking app. It sends notification mails which has no unsubscribe option. I uninstalled app still receiving it. Never completed or submitted profile. Now they require to download form fill physically scan and upload to opt out ! Wow !!! Jokers !
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Simple & Easy Investment App

I’ve had a good experience using the SmartWealth by HDFC app. The interface is clean, user-friendly, and easy to navigate, making it simple to invest in mutual funds, track my portfolio, and monitor my investments. The app offers a smooth experience with useful features and quick access to investment options. A great choice for both beginners and experienced investors.
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app crashing

hello after updating new version of app it is crashing not able to open. please fix it ASAP and release a new fixed version.

VERY IMPRESSIVE

Very good app in terms of investing in mf fd rd and exploring in mf

App not working since 5 days

I m try to open the app but not open getting crash after open , also I have chek updated app I have need to resolve the issue as soon as possible because need to buy or sell before 6 June

One stop financial records

One of the easy to use app which provides for 99 percent of the information. With their periodic updates on the app the operation becomes more simpler

App isn’t opening

Guys the app isn’t opening on iOS!!! Please resolve this soon. Great and useful app btw. 5 ⭐️

HDFC Not Customer Service Company

This App does not update the NAV values on daily basis and one thing I noticed that whenever market crashes NAV value reflecting next day morning. At the same time whenever market rallies NAV updation will take longer time. 07May26 is example day. It’s typical maarvai company app.. Lot needs improvements.
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Response from developer

Hi Raj, this is not the experience we wish to deliver. Please share your experience with us and elaborate on your concern at smartwealth@hdfc.bank.in Do mention reference ID SW090526000002 in the subject line so we can get back to you on your registered email ID with a resolution.

Wrong informations displayed always

All investments are duplicated . Entire data displayed is wrong . I had a conversation with the product owner through my bank manager and never had the courtesy to listen to customers issue and keeps on saying my app is good

Easy to use

Superb one easy using

Incredible APP

Incredible and amazing app by HDFC. Such an easy to use user friendly app. All investments are under one umbrella

Worst

Both the app and the website are too slow to respond. The buffering and loading wait which I used to experience in 2000’s - is seen in this app.. thanks for giving me nostalgia of slow apps.

Outdated, Biased, and Costly Investment App

HDFC Smart Wealth is extremely disappointing for anyone serious about investing. The app offers only regular mutual funds, with no option for direct funds, forcing users into higher expense ratios and unnecessary commissions. This feels deliberately biased against investors’ best interests. In an era where transparency and cost efficiency matter, locking users into regular funds is unacceptable. The app fails at the very basics of modern wealth management and ends up costing users more for absolutely no added value.
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User friendly app

Easy to use app. Gives a choice of investment.