Heritage Federal Credit Union User Reviews

Heritage Federal Credit Union
Heritage Federal Credit Union
Heritage Federal Credit Union

Customer Experience

Positive experience44.1% of reviews
Neutral12.7% of reviews
Negative experience43.1% of reviews

~ Based on 102 written reviews from the US App Store.

What users say

Is Heritage Federal Credit Union Safe?

Heritage Federal Credit Union appears safe based on user ratings. AppsHunter Safety Score for Heritage Federal Credit Union is 90/100.

This assessment is based on 2,278 user ratings, with an App Store average of 4.5/5.

Safety Analysis

86.7% of ratings point to a safe experience
3.9% of ratings suggest some concerns
9.4% of ratings point to a risky experience

~ Based on 2,278 App Store ratings for Heritage Federal Credit Union.

Is Heritage Federal Credit Union Legit?

Heritage Federal Credit Union appears to be a legitimate app. AppsHunter Legitimacy Score for Heritage Federal Credit Union is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

App unresponsive @ 10/20/2025

No way to notify anyone the app will not load.

Keep getting an error to try again later

Since a few days ago, it will not let me view my account balances, transaction details, etc. it just keeps giving me a red frowning face and saying to try again later. My phone is up to date, so is the app. I have tried uninstalling and reinstalling, I have also tried logging in and out. Nothing has fixed it. My husband can see our accounts just fine on his phone.
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Not working

The app has not been working for days. Spoke with the bank and they said to log out or delete and reinstall. Did that still not working.

Keeps crashing.

Slow, the app won’t open, and crashes often.

Allbymyself

Easy to use!

Log Out

I was logged out of my account for no reason.

Password

I’m unable to finish my app setup due to not being able to setup a password

Half the time deposits do not take with no explanation

I am getting really upset with mobile deposits the fail to take instantly with me info.

Just spins then fails

The app never loads. Just spins and says error.

Glitches In The App

I keep my card locked and almost everyday I have problems unlocking my card but never have a problem locking it. It’s disappointing because there’s times I’ve had a full cart of groceries and had to leave it due to not being able to simply unlock my card so I can purchase my items.

Sign on

It’s not keeping my username, I have to type it in EVERY time, quite annoying.

Terrible

Terrible. Doesn’t load

App review

All of my other banking apps and credit card apps allow for PIN login access. I don’t use facial recognition therefore using your app requires me to type in my password every time. With longer complex passwords it is a bit difficult. It could do 2 step authentication if needed. A PIN then send a code to my phone. Something other than the password entry.
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Could improve

Too difficult to make loan payments and too long before the payment posts to account. Not very convenient.

Not easy to log in

App forgets username and password even when you check “remember me.” The robot checking feature also doesn’t work more than half the time. It was so much easier when it would let me in through face scan.

Could be better

I have been a NFCU member for 30 plus years, they just do it better.

Super Easy to use

Works well every time and it’s very easy to use. I love it. 😊

Review

App will not update any account balances

Amazing app!

Can’t believe others say the other app is better, this one is so much easier to navigate and has more information!

Bill pay

A bill pay icon should be on homepage for quick access.