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HOLD: Pay & Split with Friends

HOLD: Pay & Split with Friends

Self-custodial stablecoin app

1 ratings
1 review
🌟 Lifestyle
💰 Finance
Free

Details

Released
April 2, 2026
Updated
October 10, 2026

Features

Developer

HIHODL Technologies OU
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About

This app allows you to get paid from anywhere, split expenses with friends in group chats, and manage your money with an AI assistant. It also offers features for travel, saving, and investing in cryptocurrencies.

✓Receive payments globally
✓Split expenses in group chats
✓AI money assistant for planning
✓Book travel and hotels
✓Save and invest in crypto
✓Self-custodial security
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What's New in HOLD

1.8.1

October 10, 2026

Ask Hi to book your stay, split bills in group chats and get paid from anywhere.

User reviews

Most RecentHighest RatedLowest Rated

doesn’t work wdf

can’t even sign up get error with apple id
Eexottiicmist

Response from developer

Hi, and sorry. You hit a real problem on our side, not something you did wrong. In late May our Apple developer account was suspended after a security incident. That shut down the services that depend on it, and Sign in with Apple was one of them, so anyone trying to sign up with their Apple ID that month got an error. We couldn't ship any updates to the App Store until the account was restored. It's fixed now. HIHODL is back on the App Store as HOLD: Pay & Split with Friends, and the new version has a completely rebuilt sign up. Please update or reinstall the app and try again. You can sign up with Apple, Google or just your email. If anything still fails, reply here and we'll sort it out with you directly. We'd love another chance. Alex, HOLD team

FAQ

How secure is HOLD?

HOLD uses self-custodial security, meaning your recovery phrase never leaves your device. It also offers Passkey and Face ID login for enhanced security, eliminating the need for vulnerable passwords.

Can I use HOLD internationally?

Yes, HOLD is designed for international use. You can receive payments from anywhere in the world and get your own USD, EUR, and GBP account numbers, with more currencies supported.

How does HOLD help with group expenses?

You can chat in groups and pay directly within the conversation. HOLD tracks who owes what for shared expenses like trips or dinners, allowing you to settle up with a single tap.

What is the AI assistant in HOLD?

Hi, your AI money assistant, is integrated into your chats. You can ask it to find and book hotels near an event without leaving the conversation, and Hi will help you stay within your budget.

What cryptocurrencies can I buy with HOLD?

You can buy Bitcoin, Ethereum, Solana, and other cryptocurrencies directly within the app. You can also convert between currencies in one tap.

Does HOLD have ads?

No, HOLD does not contain advertisements. The app is committed to not selling your data or hiding fees.

What devices does HOLD support?

HOLD is available on iPhone and iPad devices. It is designed for users who need to manage their finances on the go.

How often is HOLD updated?

The latest version of HOLD is 1.8.1, and it was last updated on October 10, 2026. This indicates a relatively active development cycle for the application.