Free

Details

  • Released
  • Updated
  • May 31, 2013
  • July 23, 2026

Features

HRCU screenshot #1 for iPhone
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HRCU screenshot #4 for iPhone
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About

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, and locate branches and ATMs. Enjoy a secure and user-friendly experience optimized for your device.

Check account balances
View transaction history
Transfer funds
Mobile check deposit
Bill payment scheduling
Branch and ATM locator
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What's New in HRCU

4022.0.0

July 23, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Horrible App

I don’t know what’s worse the fact I have to authenticate every single time I log in or the fact it will randomly just stop working and load errors. Slow and frustrating app

HRCU Is My Bank!

I've experienced nothing but Professionality, and Excellent customer service from this bank! They are Greeaaat! 👆

Crashing constantly

They added the card controls to the main app, now when I go to check why a charge has been declined my app crashes, making impossible to see why it declined.

HRCU app

Love this app! Has everything I need and more! I love the card management peace and tells me when my cards are being used! No issues!

App keeps getting worse

Initially when they did the upgrade on the app, it ran smoothly and no issues. Now I’m lucky if it takes 5min to load even an Account Balance without it failing to load. It takes so long for it to load and process anything and keeps requiring FaceID after even a few seconds in between different functions, like if I go to Message Center and then back to my account, and the cycle of loading start all over again. Honestly, HRCU needs to get their stuff together (web app isn’t much better) and get this fixed because I won’t stay if banking is going to be this incredibly difficult - even after being a member for years. I can tell you it’s not my phone because this experience is consistent across all of my devices. Even my new iPhone that has no trouble with ANY other app.

Honestly, fair assessment: if you do a lot of online banking, find another bank to do business with because this experience will leave you with a sour taste in your mouth.
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FAQ

How secure is HRCU for mobile banking?

The HRCU Mobile App is optimized for a secure user-friendly experience. Users log in with a username and password for account access. Specific security features beyond standard login protocols are not detailed in the provided description.

What types of transactions can I perform with HRCU?

With HRCU, you can check balances, view transaction history, transfer funds between your accounts, make loan payments, and schedule bill payments. Mobile check deposits are also supported.

Can I deposit checks using the HRCU app?

Yes, the HRCU Mobile App allows you to deposit checks anytime, anywhere by using the camera on your device. This feature is part of the mobile deposit functionality.

How do I find the nearest HRCU branch or ATM?

The HRCU Mobile App includes a branch and ATM locator. You can find the nearest HRCU branch, ATM, and HRCU Live locations, as well as surcharge-free ATMs within the CO-OP Network nationwide.

What devices are supported by the HRCU app?

The HRCU Mobile App is available for iPhone and iPad devices. It is designed to be optimized for your specific device for a better user experience.

How often is the HRCU app updated?

The latest version of the HRCU app is 4020.1.1, and it was last updated on March 10, 2026. This indicates a recent update, suggesting ongoing maintenance and development.

What is the user sentiment for HRCU based on ratings?

The HRCU app has a rating of 3.5 stars from 38 ratings. This suggests a generally positive but not overwhelmingly enthusiastic user reception.

Is HRCU free to use?

Yes, the HRCU Mobile App is available for free download and use. There are no upfront costs associated with accessing its banking features.