HSBPCAP

This is a personal expense-tracking application designed for individual use. It provides a comprehensive overview by displaying both actual payment dates and the specific billing periods to which expenses belong, helping you better understand your monthly cash flow and financial obligations. You can log details such as payment dates, coverage periods, accounts used, usage amounts, and notes. For payments that span multiple months, you can either distribute the cost evenly or enter the amounts month-by-month; the system ensures mathematical consistency through precise, integer-based calculations. The billing cycle page allows you to categorize entries by status: unrecorded, recorded, verified, not applicable, or pending re-verification. Analytical tools—including donut charts, bar charts, line graphs, and waterfall charts—illustrate the composition and trends of your spending, with the ability to trace back to the original bills. The archive section stores historical expenses and deposit transactions, continuing to track any outstanding refund amounts even after an item has been archived. Settings include account categorization, theme customization, local backup and restoration, and data export to spreadsheet format.