Ibils: Budget Tracker

New • Home Screen and Lock Screen widgets: Recap, Streak, Bills, and Surat. • Surat: write or draw a note for the members of a shared book. It shows up on their widget, and you can see when it was delivered and read. • Tap "How to use" on the Surat page to see what a Surat is, who gets it, and how to send one. • Log an expense without opening the app with Back Tap, the Action Button, Control Center, or Siri. Each way has a guide in Shortcuts. • Widgets update right after you log, even when the app is closed. • Shared book invites: accept or decline from your book list. • New sign-up: answer a few questions and Ibils builds this month's plan. The plan shows as a card on Home. • At sign-up, log your first expense in your own words, like "Netflix subscription 140k". Himel fills in the amount and the category. If Himel isn't sure, you pick the category. • Send several Excel or CSV files to the AI Assistant at once. • Premium Max and Lifetime: use your ChatGPT account or your own API key for the AI Assistant. • Premium Pro and Premium Max: Claude Code and Codex can read and log to your Ibils books. • New AI settings, with step-by-step picture guides for ChatGPT, API keys, Claude Code, and Codex. Changes • Receipt scans usually finish in 3 to 6 seconds. • AI Assistant replies still arrive if you switch to another app for a moment. • The AI Assistant can manage books, bills, budgets, goals, debts, invoices, and split bills from chat. • Split bills handle tax and tip, and can split by what each person ordered. • Statement import: one tap marks unclear rows as income or expense. • You can undo a receipt right after saving it, and a wallet never goes negative without asking you first. • At sign-up you can pick as many wallets and accounts as you use. • Profile photos, receipt photos, and Surat drawings are kept on your phone, so they don't download again every time a page opens. • If you already have Lifetime Premium but an App Store subscription is still charging you, the Premium page tells you and shows where to cancel it. • Purchases from one Apple ID stay with the Ibils account that bought them first. If that Apple ID is used on another Ibils account, the app explains it. Fixes • Deleting an account no longer fails when it has bills, goals, or debts. • A bill due on the 31st stays on the 31st. • Amounts line up with the "Rp" sign. • The Plan card on Home, Financial Analysis, Wallets, and Budget no longer flicker when their data reloads. • The first week's bar in the Financial Analysis chart is no longer cut off. • The app no longer freezes when you revoke a key in Active keys.