Caply vs Ibils
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Caply
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Caply: Wealth Planner β See Your Financial Future Caply shows you where your money could be in 10 years. Forget tracking past expenses β Caply is all about your future. Just enter your income, spending, capital, and expected return, and instantly see a clear 10-year projection of your wealth. Why Caply: - Simple 10-year forecast in seconds - Visual charts + yearly growth table - Plan for savings, investments, or retirement - Stay motivated to build long-term wealth Caply answers the big question: "If I keep earning, spending, and investing like thisβ¦ where will I be in 10 years?" Start today β and see your financial future with Caply.
Ibils
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Ibils is an expense tracker for daily money. Snap a receipt photo or type a quick chat note β Ibils reads the amount, category, and store, you just check before it saves. Write it in chat Type "lunch 75k BCA" β amount, wallet, and category sort themselves out. Scan receipts Photo or forward a receipt to the AI. You review the total, store, and items before saving. Budgets per category See which one runs high before the money's gone. Bills and debt Due dates, payoff plans, saving goals, invoices β kept next to the money they affect. Track investments Holdings and value beside daily cashflow. No trading, no promised returns. Separate books Personal, family, business, project β with reports, split bills, and invoices. Ibils doesn't move money, place trades, promise investment results, or replace professional financial advice. Payment will be charged to your Apple Account at confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ibils-savy.com/privacy
Screenshots
Verdict
The clearest difference is ads: Caply at none against Ibils's shown. Caply also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.4). Ibils's advantage is update cadence (every 2 weeks vs every 5 weeks). On price and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Caply ships an update every 5 weeks, Ibils every 2 weeks. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.
| Parameter | Caply | Ibils |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Every 2 weeks β better |
| Ads | No β better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 13.0 β better | 16.4 |
| Further details β not scored | ||
| Size | 19 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | DZS Solutions | Gian Rhamadhan |
In-app purchases
Caply
No in-app purchases
Ibils
No in-app purchases









