Comparison

Selfinancial vs Caply

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Selfinancial

Features
Read full description

Selfinancial is an AI-driven financial planner that helps you make smarter decisions every day. Our AI continuously monitors your finances, spots opportunities and risks in real time, recommends next steps, and even coordinates with human experts when needed β€” always transparent, compliant, and bias-aware. Free Features - AI-powered financial analysis – understand your spending, income, and patterns instantly. - Smart budgeting tools – set goals and track your cash flow with AI insights. - Manual account management – connect your accounts manually and keep track of balances. Premium Subscription Upgrade to Premium and unlock automatic real-time wealth management with AI: - Automatic real-time bank sync – accounts update instantly without manual input. - AI-powered automatic categorization – transactions are sorted intelligently. - Passive income tracking – monitor and optimize your income streams. - Investment portfolio insights – get real-time AI-driven portfolio analysis and risk awareness. Premium is available as a monthly or yearly subscription. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing cycle. You can manage or cancel your subscription in your App Store account settings.

About

Caply

Features
Read full description

Caply: Wealth Planner β€” See Your Financial Future Caply shows you where your money could be in 10 years. Forget tracking past expenses β€” Caply is all about your future. Just enter your income, spending, capital, and expected return, and instantly see a clear 10-year projection of your wealth. Why Caply: - Simple 10-year forecast in seconds - Visual charts + yearly growth table - Plan for savings, investments, or retirement - Stay motivated to build long-term wealth Caply answers the big question: "If I keep earning, spending, and investing like this… where will I be in 10 years?" Start today β€” and see your financial future with Caply.

Screenshots

Selfinancial4 screens
Caply3 screens

Verdict

The call

The clearest difference is in-app purchases: Caply at none against Selfinancial's 6. Caply also leads on iOS requirement (13.0 vs 15.1). Selfinancial's advantage is update cadence (every 3 days vs every 5 weeks). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Selfinancial sells 6 in-app purchases, starting at $14.99 per month. Caply asks for nothing beyond the download.

UpkeepUpdate frequency

Selfinancial ships an update every 3 days, Caply every 5 weeks. The most recent releases landed on October 8, 2026 and October 10, 2026 respectively.

Scorecard3 real differences Β· 3 level
Selfinancial versus Caply: the parameters behind the verdict, then further details
ParameterSelfinancialCaply
PriceFreeFree
Update frequencyEvery 3 days β€” betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 β€” better
Further details β€” not scored
Size79 MB19 MB
Age rating12+4+
DeveloperSelfinancial, Inc.DZS Solutions

In-app purchases

6 purchases

Selfinancial

Subscriptions6
  • Canadian OpenFinance$14.991 Month
  • American OpenFinance$14.991 Month
  • Brazilian OpenFinance$14.991 Month
Show 3 more
  • Canada OpenFinance$99.991 Year
  • American OpenFinance$99.991 Year
  • Brazilian OpenFinance$99.991 Year
None

Caply

No in-app purchases

Questions

Is Selfinancial free?
Selfinancial is free to download, with in-app purchases available.
Is Caply free?
Caply is free to download, with no in-app purchases.
Do Selfinancial or Caply have ads?
Neither Selfinancial nor Caply shows ads.
Which is updated more often, Selfinancial or Caply?
Selfinancial ships an update every 3 days, and Caply every 5 weeks. Most recently, Selfinancial was updated on October 8, 2026 and Caply on October 10, 2026.

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