人性化
支持这种认真做的平台
退权益
感谢你们一直以来给予帮助 但是你们现在贷款还需要开通权益179 利息本就高还要另外收费不合理哦 希望你们处理下 整改一下
一个乱扣费的垃圾平台
在用的人一定一定要留意你们的银行卡账单。它们会通过各种形式和名目进行扣费。经常混在扣费日里面多扣费乱扣费。
身边温暖又贴心的小管家
总是在我们最需要的时候倾力相助，带给我们无尽的温暖与关爱！祝还呗越来越好，感恩有你💗
莫名奇妙怎么扣钱了啊卡里
还款日换的钱扣走了什么意思
Free
About
This app offers quick and secure personal loans using AI and big data risk control. Borrow up to 200,000 yuan with low annual interest rates starting from 8.99%. Apply entirely online and receive funds as fast as 5 minutes after approval.
✓High loan limits up to 200,000 yuan
✓Low annual interest rates from 8.99%
✓Fast approval and disbursement (as quick as 5 minutes)
✓Fully online application process
✓Flexible repayment options (3, 6, 12 installments)
✓No collateral required
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What's New in 还呗
5.62.0
September 23, 2026
修复已知问题，完善用户体验
User reviews
Developer apps
FAQ
What is the maximum loan amount offered by 还呗?
还呗 offers loan amounts up to 200,000 yuan, subject to actual approval. The specific amount you are eligible for will be determined during the application process.
What is the lowest annual interest rate for 还呗 loans?
The comprehensive annual interest rate (simple interest) for 还呗 starts as low as 8.99%. This rate is subject to individual credit assessment and loan terms.
How quickly can I receive funds after approval with 还呗?
After your loan is approved, 还呗 can disburse funds in as little as 5 minutes. The entire application and approval process is designed to be fast and efficient.
What are the available repayment periods for 还呗 loans?
还呗 provides flexible installment options, allowing you to choose between 3, 6, or 12-month repayment periods. This flexibility helps users manage their loan repayments according to their financial capacity.
Does 还呗 require collateral for loans?
No, 还呗 offers unsecured loans, meaning no collateral is required for the application. The entire loan application and management process is conducted online.
Is 还呗 safe to use?
还呗 utilizes artificial intelligence and big data risk control technology to provide secure financial credit services. Loan funds are provided by licensed financial institutions.
Does 还呗 have ads?
Yes, 还呗 contains advertisements. Users may encounter advertisements within the app as part of its operational model.
What is the age rating for 还呗?
还呗 has an age rating of 17+, indicating it is intended for mature audiences. This is common for financial applications dealing with loans and credit.
