This app offers quick and secure personal loans using AI and big data risk control. Borrow up to 200,000 yuan with low annual interest rates starting from 8.99%. Apply entirely online and receive funds as fast as 5 minutes after approval.
5.62.0
September 23, 2026
修复已知问题，完善用户体验
还呗 offers loan amounts up to 200,000 yuan, subject to actual approval. The specific amount you are eligible for will be determined during the application process.
The comprehensive annual interest rate (simple interest) for 还呗 starts as low as 8.99%. This rate is subject to individual credit assessment and loan terms.
After your loan is approved, 还呗 can disburse funds in as little as 5 minutes. The entire application and approval process is designed to be fast and efficient.
还呗 provides flexible installment options, allowing you to choose between 3, 6, or 12-month repayment periods. This flexibility helps users manage their loan repayments according to their financial capacity.
No, 还呗 offers unsecured loans, meaning no collateral is required for the application. The entire loan application and management process is conducted online.
还呗 utilizes artificial intelligence and big data risk control technology to provide secure financial credit services. Loan funds are provided by licensed financial institutions.
Yes, 还呗 contains advertisements. Users may encounter advertisements within the app as part of its operational model.
还呗 has an age rating of 17+, indicating it is intended for mature audiences. This is common for financial applications dealing with loans and credit.
