This app provides a secure and convenient way to apply for personal loans online. It offers high credit limits, fast approvals, and flexible repayment terms with transparent interest rates. All personal information is encrypted for your protection.
1.2.71
August 25, 2026
【申请便捷】借款流程简捷，安全又省心 【体验升级】视觉体验优化，操作更流畅
优逸花 is a personal loan product offered by MaShang Consumer Finance Co., Ltd., a licensed consumer finance institution. It provides a secure and convenient online platform for users to apply for loans with flexible terms and transparent interest rates.
You can receive a credit line of up to 200,000 CNY with 优逸花. The specific loan amount, interest rate, and disbursement time are subject to actual approval.
The annualized interest rate (simple interest) ranges from 7.2% to 24%. For example, borrowing 1,000 CNY for one year would result in a daily interest of 0.11-0.39 CNY, with risk-based pricing applied.
优逸花 supports flexible repayment terms of 3, 6, 9, or 12 installments. The specific number of installments available will be displayed on the application page.
Yes, 优逸花 ensures the security of your personal information through end-to-end encryption, providing comprehensive protection throughout the process.
After your loan application is approved, funds can be disbursed as quickly as 1 minute.
优逸花 is available on iPhone and iPod devices.
The latest version of 优逸花, 1.2.70, was last updated on June 8, 2026.
