好
发财
如何提高借款利率？
本app新增担保费收取，强制用户每月多还钱，加上每月利息后，就能把利率变相的增加到31.98%。
Response from developer
感谢您的反馈！每期还款账单中包括本金、利息等费项。如需查看每期的账单情况，您可前往APP→【我的】→【我的账单】查看本期账单。
很满意
非常好
垃圾
利息高不能提前还骚扰电话多界面垃圾要死
好用
好用
Free
In-App PurchasesWith Ads
Details
About
This app offers quick and flexible personal loans with high credit limits and fast disbursement. It provides a secure and convenient online borrowing experience, allowing for repeated use of approved credit lines.
✓High credit limits up to 200,000 CNY
✓Fast disbursement, as quick as 1 minute
✓Secure and trustworthy, from a licensed financial institution
✓Flexible credit lines with repeated use
✓Online application with ID and phone number
✓Easy loan progress tracking and repayment
Show original description
What users say
Summarized from real user reviews of 安逸花. Based on 2.3M reviews and a 4.7/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.
Positive things
- 💳Convenient loan process
- ⚡Fast loan approval and disbursement
- 💰Reasonable interest rates
- 🤝Helpful customer service
- 🆙Easy to increase loan limit
- 🕰️Flexible repayment schedule
Negative things
- 🚫Unable to prepay loans
- 📞Frequent telemarketing calls
- 💳Hidden fees and charges
- 🔍Lack of transparency in loan terms
- 🤖Automated decision-making issues
What's New in 安逸花
4.0.39
July 3, 2026
【申请便捷】借款流程简捷，安全又省心 【体验升级】视觉体验优化，操作更流畅
Subscription plans
Pro版连续包月
钜惠逸骊会员
$3.991 Month
10
In-App Purchases
$0.99
逸骊生活钜惠单月服务
逸骊生活钜惠单月服务
Events
User reviews
Developer apps
User experience
🐞
Reported Bugs
2 issues
Loan application process freezes
Inconsistent app performance on older devices
✨
Requested Features
5 requests
Allow prepayment of loans
Feature
Improve transparency of loan terms
Feature
FAQ
What is this app?
This app is a platform for personal loans and credit borrowing, offering quick and flexible loan services. It allows users to borrow money within an approved credit limit for various consumption needs, excluding housing and vehicle purchases.
What are the key features of this loan app?
Key features include high credit limits up to 200,000 CNY, fast disbursement often within 1 minute, a secure and trustworthy platform operated by a licensed financial institution, and flexible credit lines that can be used repeatedly for up to 5 years. The application process is entirely online.
How much does it cost to use this app?
The app itself is free to download and use. The cost associated with borrowing is the annual interest rate, which ranges from 7.2% to 24% (simple interest). Loan approval, disbursement time, and pass rates are subject to actual approval results.
What are the eligibility requirements for a loan?
To apply for a loan, users typically need to provide their identification (ID card) and mobile phone number. The platform is operated by a licensed financial institution, suggesting a need for a good credit history, though specific detailed eligibility criteria are not explicitly listed beyond the basic application requirements.
What can I use the loan for?
The loan can be used for various consumption needs, allowing for flexible installment borrowing and payment. However, it explicitly excludes loans for housing and vehicle purchases. Users can withdraw funds and make payments within their approved credit limit.