融360 vs 安逸花
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
融360
This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.
- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching
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融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度：最高额度20万元。 2、安全借贷：贷款资金由正规持牌金融机构提供。 3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。 4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。 5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准； 贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360
安逸花
This app offers quick and flexible personal loans with high credit limits and fast disbursement. It provides a secure and convenient online borrowing experience, allowing for repeated use of approved credit lines.
- High credit limits up to 200,000 CNY
- Fast disbursement, as quick as 1 minute
- Secure and trustworthy, from a licensed financial institution
- Flexible credit lines with repeated use
- Online application with ID and phone number
- Easy loan progress tracking and repayment
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◇贷款借款借钱分期，就找安逸花◇ 【安逸花贷款5大优势】 【额度高】信贷专业大平台，额度最高可达20万元 【放款快】借款流程简单，在线自动化审批，最快1分钟放款 【更安全】马上消费旗下产品，正规可信赖 【享权益】最高5万元提额机会，多种方式助提额 【更灵活】随借随用，额度循环，灵活分期 【平台介绍】 安逸花-分期贷款信用借款快速借钱平台，为马上消费金融股份有限公司推出的，一款循环额度的贷款借钱产品，用户可以在额度范围内进行分期借款贷款，在享受安全、专业、智能、便捷贷款同时，可自主提现支付，在额度范围内进行分期贷款、消费借款（购房、购车除外）。 【产品特点】 1. 效率高：贷款全程线上，使用身份证+手机号即可申请 2. 操作易：借款进度随时查，还款操作方便快捷 3. 可循环：一次授信，循环使用，额度有效期为5年，年化利率（单利）7.2%-24% 4. 更专业：信用贷款，手机借钱（小额贷款，快速借钱，借钱APP，现金借款，借钱平台）就找安逸花 【关于马上消费】 马上消费金融股份有限公司（简称“马上消费”）是一家经原中国银保监会批准，持有消费金融牌照的科技驱动型金融机构。 【资金来源】 贷款资金由马上消费金融股份有限公司及/或合作金融机构提供 【相关协议】 《隐私政策》https://vayh.msxf.com/protocol/privacy_protocol 《用户服务协议》https://vayh.msxf.com/protocol/regist_protocol 【联系我们】 官网：www.msxf.com 客服电话：95090 【温馨提示】 以上协议仅供预览参考，最终以签署的协议为准 贷款额度、放款时间、通过率以实际审批结果为准 贷款有风险，借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期
Screenshots
Verdict
The clearest difference is in-app purchases: 融360 at none against 安逸花's 10. 安逸花's advantage is ads (none vs shown) and ratings volume (2.3M vs 42). On price, review sentiment, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 安逸花 sells 10 in-app purchases, starting at $0.49 per month. 融360 asks for nothing beyond the download.
安逸花 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 安逸花 has 2.3M ratings behind it against 42, so its average is the more settled of the two. Written reviews point the same way: 88% of 融360's written reviews are positive against 95% of 安逸花's.
融360 ships an update every 6 weeks, 安逸花 every 3 weeks. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.
| Parameter | 融360 | 安逸花 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (42 ratings) | 4.7 (2.3M ratings) — better |
| Positive reviews | 87.9% of reviews | 95.1% of reviews — better |
| Number of ratings | 42 | 2.3M — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 104 MB | 128 MB |
| Age rating | 17+ | 17+ |
| Developer | 融360 | 马上消费金融股份有限公司 |
Customer experience
融360
安逸花
Bugs and requests
融360
Not enough reviews yet to summarise bugs or requests.
安逸花
Reported bugs
2 issues- Loan application process freezes
- Inconsistent app performance on older devices
Requested features
5 requests- Allow prepayment of loans
- Improve transparency of loan terms
- Provide more flexible repayment options
- Enhance customer service responsiveness
- Implement stricter controls on telemarketing
In-app purchases
融360
No in-app purchases
安逸花
- 逸骊生活基础服务$0.491 Month
- 逸骊生活钜惠服务$0.991 Month
- 逸骊生活基础服务$0.991 Month
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- Plus版连续包月$2.991 Month
- Pro版连续包月$3.991 Month
- Max版连续包月$4.991 Month
- 逸骊生活标准服务$5.991 Month
- 逸骊生活尊享服务$14.991 Month
- 逸骊生活钜惠单月服务$0.99
- 逸骊生活基础单月服务$0.99
