Free
About
中信银行 APP 是中信银行为满足客户移动金融需求推出的线上金融服务平台，致力于为客户提供安全、快捷、便利的移动银行使用体验，让用户随时随地掌控金融服务。APP提供包含借记卡、信用卡、转账、投资理财、个人贷款等全品类金融服务，并提供养老规划、出国金融及权益活动等多种增值服务，为客户提供有温度的财富管理服务，践行“让财富有温度”的品牌主张！
中信银行APP 12.0，新开始 更卓越
【美学新主张】视觉全新呈现，体验更显专业。
【财富新征程】黄金理财存款基金，专业配置更省心。
【服务新体验】新客旅程式引导，功能体验全升级。
【消费新主场】信用卡|惠生活，服务更贴心，用卡更便捷。
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What users say about 中信银行
Reviews of 中信银行 are mostly negative: the Finance app is rated 1.8/5 from 229 App Store ratings. What users like most: convenient banking functionality, credit card features available. Top complaints: frequent crashes and freezes, extremely slow loading times. Summarized from real user reviews.
Positive things
- 👍Convenient banking functionality
- 💳Credit card features available
Negative things
- 🐛Frequent crashes and freezes
- ⏱️Extremely slow loading times
- 🔐Complex and cumbersome login process
- 🎨Poor and confusing UI/UX design
- 📱App becomes unresponsive mid-operation
- 🚫Forced mandatory updates
- 📢Intrusive and non-removable advertisements
- 🌐Persistent network error messages
- 🔄Automatic logout without warning
- 📊Missing or unclear account information display
- 🎯Difficult to find basic features
- ⚠️Bloated app size (173MB)
- 🔑Password reset functionality broken
- 👤Facial recognition feature unreliable
- 🆔Identity verification system problematic
- 📱Incompatible with older iOS versions
- 🌍Poor performance for international users
What's New in 中信银行
12.2.8
October 19, 2026
理财、基金、私行代销、黄金、行情中心、三方存管等财富产品优化； 信用卡还款、自选靓号、爱车生活、个人养老金、养老规划等服务提升； 跨境汇款、预约转账、收付通、缴费等转账支付产品优化； 电子账户、在线申卡、小信、隐私政策、安全等基础服务提升。
MoreUser reviews
Developer apps
User experience
🐞
Reported Bugs
15 issues
App freezes at 'New Start More Excellence' screen
Login automatically expires within minutes
✨
Requested Features
10 requests
Simplify interface and remove unnecessary features
Feature
Add fingerprint/biometric login support
Feature
