Comparison

中信银行 vs 兴业银行手机银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中信银行

Features
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中信银行 APP 是中信银行为满足客户移动金融需求推出的线上金融服务平台,致力于为客户提供安全、快捷、便利的移动银行使用体验,让用户随时随地掌控金融服务。APP提供包含借记卡、信用卡、转账、投资理财、个人贷款等全品类金融服务,并提供养老规划、出国金融及权益活动等多种增值服务,为客户提供有温度的财富管理服务,践行“让财富有温度”的品牌主张! 中信银行APP 12.0,新开始 更卓越 【美学新主张】视觉全新呈现,体验更显专业。 【财富新征程】黄金理财存款基金,专业配置更省心。 【服务新体验】新客旅程式引导,功能体验全升级。 【消费新主场】信用卡|惠生活,服务更贴心,用卡更便捷。

About

兴业银行手机银行

Features
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兴业银行手机银行全新升级,享受智能“兴”生活: 【五大品牌】 五大品牌功能互通,手机银行为客户提供集团一站式金融服务。 【智能银行】 1.界面全新升级,千人千面展示定制化内容。 2.智能搜索,懂你所需。未搜先至猜你想搜,意图识别精准推荐,千人千面智能排序,搜索卡片一键办理。 3.智能语音融入各业务场景,打造能听会说的手机银行。 【财富频道】 1.财富频道助您清晰管理个人资产。集中展示您的资产概况、常用财富功能与快捷入口,一眼掌握整体资产情况。 2.推出「财富优选」「财富陪伴」「热门资讯」三大板块,分别匹配您投资选品、资产打理、行情了解等多元选择,覆盖投资决策、持仓管理、资讯洞察全流程,一站式陪伴您的财富投资全周期。 【体贴服务】 1.附近网点地图查找更直观,线上一键预约,线下直接办理,高效便捷。 2.“安愉版”为老年客户定制大字、关怀版面,提供安愉人生一站式养老服务。 【安全便捷】 1.为客户提供安全、便捷的登录方式,支持微信、支付宝、AppleID等授权登录。 2.支持本机手机号认证服务,多场景无需手输短信验证码即可快捷完成安全验证。 3.智能风控反欺诈功能,结合交易环境、交易设备等因子,进行多样而精准的安全认证,兼顾客户体验与账户安全。

Screenshots

中信银行4 screens
兴业银行手机银行3 screens

Verdict

The call

The clearest difference is rating: 兴业银行手机银行 at 4.5 against 中信银行's 1.8. 兴业银行手机银行 also leads on review sentiment (33% vs 18%) and ratings volume (793 vs 228). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

兴业银行手机银行 holds the better App Store score, 4.5 against 1.8. Both are backed by a comparable volume of ratings — 228 and 793 respectively. Written reviews point the same way: 18% of 中信银行's written reviews are positive against 33% of 兴业银行手机银行's.

UpkeepUpdate frequency

中信银行 ships an update every 3 weeks, 兴业银行手机银行 fortnightly. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 5 level
中信银行 versus 兴业银行手机银行: the parameters behind the verdict, then further details
Parameter中信银行兴业银行手机银行
PriceFreeFree
Rating1.8 (228 ratings)4.5 (793 ratings) — better
Positive reviews18.5% of reviews33.0% of reviews — better
Number of ratings228793 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.09.0 — better
Further details — not scored
Size275 MB523 MB
Age rating4+4+
Developer中信银行兴业银行

Customer experience

中信银行

All ratings228 ratings
Positive18.0%
Neutral3.1%
Negative78.9%
Written reviews119 reviews
Positive18.5%
Neutral1.7%
Negative79.8%

兴业银行手机银行

All ratings793 ratings
Positive88.5%
Neutral1.9%
Negative9.6%
Written reviews94 reviews
Positive33.0%
Neutral6.4%
Negative60.6%

User reviews

中信银行

From 228 App Store ratings

What we love

  • 👍 Convenient banking functionality
  • 💳 Credit card features available

Room to improve

  • 🐛 Frequent crashes and freezes
  • ⏱️ Extremely slow loading times
  • 🔐 Complex and cumbersome login process
  • 🎨 Poor and confusing UI/UX design
  • 📱 App becomes unresponsive mid-operation

兴业银行手机银行

From 793 App Store ratings

What we love

  • 👍 Smooth interface
  • 💡 Useful features
  • 🚀 Fast and responsive

Room to improve

  • 🐛 Frequent crashes
  • 🔋 High battery consumption
  • ⚠️ Compatibility issues
  • 🤖 Poor customer support

Bugs and requests

中信银行

Reported bugs

15 issues
  • App freezes at 'New Start More Excellence' screen
  • Login automatically expires within minutes
  • Crashes when modifying login password
  • Facial recognition causes app crash
  • Verification code input field non-functional
Show 10 more
  • Identity verification circular dependency (expired ID blocks job field update)
  • Fingerprint login unresponsive
  • Fund purchase records not visible
  • Financial returns display unclear after update
  • Network error messages appear constantly
  • App incompatible with iOS 8 and iPhone 5 resolution
  • Cannot link bank card without Chinese ID
  • Notification settings cannot be properly disabled
  • Payment redirect hijacking (Cloud Flash Pay)
  • App crashes on startup with animations enabled

Requested features

10 requests
  • Simplify interface and remove unnecessary features
  • Add fingerprint/biometric login support
  • Improve fund purchase history visibility
  • Add dark mode option
  • Reduce app file size
Show 5 more
  • Support for passport-based identity verification
  • Improve facial recognition accuracy
  • Better account asset overview on main dashboard
  • Optimize for iPad compatibility
  • Implement proper notification control settings

兴业银行手机银行

Reported bugs

4 issues
  • Login screen freezes
  • Unreliable network connectivity
  • Delayed transaction notifications
  • Incorrect account balance display

Requested features

4 requests
  • Dark mode option
  • Improved security features
  • Enhanced transaction history
  • Seamless cross-device sync

In-app purchases

None

中信银行

No in-app purchases

None

兴业银行手机银行

No in-app purchases

Questions

Is 中信银行 free?
中信银行 is free to download, with no in-app purchases.
Is 兴业银行手机银行 free?
兴业银行手机银行 is free to download, with no in-app purchases.
Which has better reviews, 中信银行 or 兴业银行手机银行?
兴业银行手机银行 is rated higher. 中信银行 averages 1.8 out of 5 from 228 ratings, while 兴业银行手机银行 averages 4.5 from 793 ratings.
Do 中信银行 or 兴业银行手机银行 have ads?
Neither 中信银行 nor 兴业银行手机银行 shows ads.
Which is updated more often, 中信银行 or 兴业银行手机银行?
中信银行 ships an update every 3 weeks, and 兴业银行手机银行 fortnightly. Most recently, 中信银行 was updated on September 21, 2026 and 兴业银行手机银行 on September 23, 2026.

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