中信银行 vs 兴业银行手机银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中信银行
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中信银行 APP 是中信银行为满足客户移动金融需求推出的线上金融服务平台,致力于为客户提供安全、快捷、便利的移动银行使用体验,让用户随时随地掌控金融服务。APP提供包含借记卡、信用卡、转账、投资理财、个人贷款等全品类金融服务,并提供养老规划、出国金融及权益活动等多种增值服务,为客户提供有温度的财富管理服务,践行“让财富有温度”的品牌主张! 中信银行APP 12.0,新开始 更卓越 【美学新主张】视觉全新呈现,体验更显专业。 【财富新征程】黄金理财存款基金,专业配置更省心。 【服务新体验】新客旅程式引导,功能体验全升级。 【消费新主场】信用卡|惠生活,服务更贴心,用卡更便捷。
兴业银行手机银行
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兴业银行手机银行全新升级,享受智能“兴”生活: 【五大品牌】 五大品牌功能互通,手机银行为客户提供集团一站式金融服务。 【智能银行】 1.界面全新升级,千人千面展示定制化内容。 2.智能搜索,懂你所需。未搜先至猜你想搜,意图识别精准推荐,千人千面智能排序,搜索卡片一键办理。 3.智能语音融入各业务场景,打造能听会说的手机银行。 【财富频道】 1.财富频道助您清晰管理个人资产。集中展示您的资产概况、常用财富功能与快捷入口,一眼掌握整体资产情况。 2.推出「财富优选」「财富陪伴」「热门资讯」三大板块,分别匹配您投资选品、资产打理、行情了解等多元选择,覆盖投资决策、持仓管理、资讯洞察全流程,一站式陪伴您的财富投资全周期。 【体贴服务】 1.附近网点地图查找更直观,线上一键预约,线下直接办理,高效便捷。 2.“安愉版”为老年客户定制大字、关怀版面,提供安愉人生一站式养老服务。 【安全便捷】 1.为客户提供安全、便捷的登录方式,支持微信、支付宝、AppleID等授权登录。 2.支持本机手机号认证服务,多场景无需手输短信验证码即可快捷完成安全验证。 3.智能风控反欺诈功能,结合交易环境、交易设备等因子,进行多样而精准的安全认证,兼顾客户体验与账户安全。
Screenshots
Verdict
The clearest difference is rating: 兴业银行手机银行 at 4.5 against 中信银行's 1.8. 兴业银行手机银行 also leads on review sentiment (33% vs 18%) and ratings volume (793 vs 228). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
兴业银行手机银行 holds the better App Store score, 4.5 against 1.8. Both are backed by a comparable volume of ratings — 228 and 793 respectively. Written reviews point the same way: 18% of 中信银行's written reviews are positive against 33% of 兴业银行手机银行's.
中信银行 ships an update every 3 weeks, 兴业银行手机银行 fortnightly. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.
| Parameter | 中信银行 | 兴业银行手机银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (228 ratings) | 4.5 (793 ratings) — better |
| Positive reviews | 18.5% of reviews | 33.0% of reviews — better |
| Number of ratings | 228 | 793 — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 275 MB | 523 MB |
| Age rating | 4+ | 4+ |
| Developer | 中信银行 | 兴业银行 |
Customer experience
中信银行
兴业银行手机银行
User reviews
中信银行
From 228 App Store ratingsWhat we love
- 👍 Convenient banking functionality
- 💳 Credit card features available
Room to improve
- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🔐 Complex and cumbersome login process
- 🎨 Poor and confusing UI/UX design
- 📱 App becomes unresponsive mid-operation
兴业银行手机银行
From 793 App Store ratingsWhat we love
- 👍 Smooth interface
- 💡 Useful features
- 🚀 Fast and responsive
Room to improve
- 🐛 Frequent crashes
- 🔋 High battery consumption
- ⚠️ Compatibility issues
- 🤖 Poor customer support
Bugs and requests
中信银行
Reported bugs
15 issues- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional
Show 10 moreShow fewer
- Identity verification circular dependency (expired ID blocks job field update)
- Fingerprint login unresponsive
- Fund purchase records not visible
- Financial returns display unclear after update
- Network error messages appear constantly
- App incompatible with iOS 8 and iPhone 5 resolution
- Cannot link bank card without Chinese ID
- Notification settings cannot be properly disabled
- Payment redirect hijacking (Cloud Flash Pay)
- App crashes on startup with animations enabled
Requested features
10 requests- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size
Show 5 moreShow fewer
- Support for passport-based identity verification
- Improve facial recognition accuracy
- Better account asset overview on main dashboard
- Optimize for iPad compatibility
- Implement proper notification control settings
兴业银行手机银行
Reported bugs
4 issues- Login screen freezes
- Unreliable network connectivity
- Delayed transaction notifications
- Incorrect account balance display
Requested features
4 requests- Dark mode option
- Improved security features
- Enhanced transaction history
- Seamless cross-device sync
In-app purchases
中信银行
No in-app purchases
兴业银行手机银行
No in-app purchases







