兴业银行手机银行 vs BOCHK 中銀香港
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
兴业银行手机银行
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兴业银行手机银行全新升级,享受智能“兴”生活: 【五大品牌】 五大品牌功能互通,手机银行为客户提供集团一站式金融服务。 【智能银行】 1.界面全新升级,千人千面展示定制化内容。 2.智能搜索,懂你所需。未搜先至猜你想搜,意图识别精准推荐,千人千面智能排序,搜索卡片一键办理。 3.智能语音融入各业务场景,打造能听会说的手机银行。 【财富频道】 1.财富频道助您清晰管理个人资产。集中展示您的资产概况、常用财富功能与快捷入口,一眼掌握整体资产情况。 2.推出「财富优选」「财富陪伴」「热门资讯」三大板块,分别匹配您投资选品、资产打理、行情了解等多元选择,覆盖投资决策、持仓管理、资讯洞察全流程,一站式陪伴您的财富投资全周期。 【体贴服务】 1.附近网点地图查找更直观,线上一键预约,线下直接办理,高效便捷。 2.“安愉版”为老年客户定制大字、关怀版面,提供安愉人生一站式养老服务。 【安全便捷】 1.为客户提供安全、便捷的登录方式,支持微信、支付宝、AppleID等授权登录。 2.支持本机手机号认证服务,多场景无需手输短信验证码即可快捷完成安全验证。 3.智能风控反欺诈功能,结合交易环境、交易设备等因子,进行多样而精准的安全认证,兼顾客户体验与账户安全。
BOCHK 中銀香港
Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.
- Account opening without branch visit
- Instant money transfers via FPS
- Bill payment for over 850 merchants
- Multi-currency time deposit plans
- Stock, fund, and forex trading
- Credit card management and privileges
- Insurance purchase and policy checks
- Personal loan applications
- Cross-border remittances and wealth management
- 24/7 online customer service
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BOCHK Mobile Banking Live Easy, Control Smartly Bank Account Opening, Wealth Management, Investment and Spending All in One App 【One-stop to Take Care of All Your Financial Needs】 .Account opening: With just a HKID card and address, you can open an account without visiting a branch. Account opening can be completed in a few minutes. .Money transfer: Funds can be transferred via FPS instantly. .Bill payment: Pay bills for over 850 merchants, with the flexibility to choose between paying with your account or credit card. You can also set reminders, schedule regular payments, and authorize direct payments, making bill management more convenient. .Time deposit: Flexibly choose from a variety of multi-currency time deposit plans to help you save and grow your money for the future. .Investment: Trade Hong Kong stocks, China A shares, US stocks, funds, foreign exchange, bonds, and apply for IPOs in one app. A series of investment tools, such as Stock and FX widgets, PickAStock, PlanAhead and Smart Invest help you invest more strategically. .Credit card: Check your credit card points and enjoy privileges on dining, shopping, and entertainment. You can also check your card balance and choose to pay in installments. .Insurance: Easily purchase travel, savings, life protection, critical illness, and home insurance, and check your policy information at any time. .Personal loan: "BOC Express Cash" allows for easy application and low-interest loans. You can choose the repayment period according to your preference. .Cross-border: With "BOC Remittance Plus," cross-border remittances are free and fast. "BOC Cross-boundary Wealth Management Connect" meets your cross-border wealth management needs. .Online customer service: 7x24 online customer service to answer your personal banking inquiries. 【Go Green with Green Financial Services】 .BeLeaf: Provide you with green financial tips monthly, adding more fun and green inspiration to your life. .e-Statements: e-Statements/e-Advice will be retained between 12 months and up to 7 years, with no need to store or organize a large number of paper documents. .Mobile Token: Use mobile token and biometric authentication instead of physical “securities device” for authentication, making it environmentally friendly and secure. 【Contact Us】 Website:www.bochk.com Instagram Official Account:bankofchinahongkong Address:Bank of China Tower, 1 Garden Road, Hong Kong Reminder: To borrow or not to borrow? Borrow only if you can repay! Investment/foreign exchange involves risk. The above products and services are subject to the relevant terms. For details, please contact the staff of Bank of China (Hong Kong) Limited (“the Bank”). BOCHK is the appointed insurance agency of BOC Life for distribution of life insurance products. The life insurance product is a product of BOC Life but not BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurance company and the customer. For interest, fees and charges, please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of “BOC Express Cash”. The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime.
Screenshots
Verdict
The clearest difference is rating: BOCHK 中銀香港 at 4.8 against 兴业银行手机银行's 4.5. BOCHK 中銀香港 also leads on ratings volume (6.9K vs 793). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BOCHK 中銀香港 holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 6.9K ratings behind it against 793, so its average is the more settled of the two. Written reviews point the same way: 33% of 兴业银行手机银行's written reviews are positive against 35% of BOCHK 中銀香港's.
兴业银行手机银行 ships an update fortnightly, BOCHK 中銀香港 every 3 weeks. Both last shipped on October 15, 2026.
| Parameter | 兴业银行手机银行 | BOCHK 中銀香港 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (793 ratings) | 4.8 (6.9K ratings) — better |
| Positive reviews | 33.0% of reviews | 35.3% of reviews — better |
| Number of ratings | 793 | 6.9K — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13 — better | 14.0 |
| Further details — not scored | ||
| Size | 419 MB | 200 MB |
| Age rating | 4+ | 4+ |
| Developer | 兴业银行 | Bank of China (Hong Kong) Limited |
Customer experience
兴业银行手机银行
BOCHK 中銀香港
User reviews
兴业银行手机银行
From 793 App Store ratingsWhat we love
- 👍 Smooth interface
- 💡 Useful features
- 🚀 Fast and responsive
Room to improve
- 🐛 Frequent crashes
- 🔋 High battery consumption
- ⚠️ Compatibility issues
- 🤖 Poor customer support
BOCHK 中銀香港
From 6.9K App Store ratingsWhat we love
- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login
Room to improve
- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates
Bugs and requests
兴业银行手机银行
Reported bugs
4 issues- Login screen freezes
- Unreliable network connectivity
- Delayed transaction notifications
- Incorrect account balance display
Requested features
4 requests- Dark mode option
- Improved security features
- Enhanced transaction history
- Seamless cross-device sync
BOCHK 中銀香港
Reported bugs
3 issues- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch
Requested features
3 requests- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support
In-app purchases
兴业银行手机银行
No in-app purchases
BOCHK 中銀香港
No in-app purchases









