Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.
Summarized from real user reviews of BOCHK 中银香港. Based on 6.5K reviews and a 4.8/5 average, it highlights the 3 positives and 6 negatives reviewers mention most about this Finance app.
7.5.2
July 17, 2026
You can now lend your US stocks to third-party brokers through Brand-new “US Stock EarnMore” service and easily earn extra income!
3 issues
Unable to login consistently
ID card scanning not working properly
3 requests
Add auto-focus for ID card scanning
Improve location detection for account opening
The app allows you to open bank accounts, transfer money instantly via FPS, pay bills for over 850 merchants, manage time deposits, trade stocks, funds, and forex, manage credit cards, purchase insurance, apply for personal loans, and perform cross-border remittances. It also offers 24/7 online customer service.
You can open an account using just your HKID card and address, without needing to visit a branch. The account opening process can be completed in just a few minutes.
The app itself is free to download and use. While the app is free, certain financial services like investments, loans, and insurance may have associated costs or fees as per their terms and conditions.
The description does not specify exact compatibility details. However, as a mobile banking application, it is designed for use on smartphones and tablets that can download and run applications from their respective app stores.
The green financial services include monthly green financial tips for inspiration, e-statements and e-advice that can be retained for up to 7 years, reducing paper usage. It also features a mobile token for secure and environmentally friendly authentication instead of physical devices.
