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BOCHK 中銀香港

BOCHK 中銀香港

by Bank of China (Hong Kong) Limited

7.2K ratings
238 reviews
💰 Finance
Free

Details

Released
October 17, 2020
Updated
October 24, 2026

Developer

Bank of China (Hong Kong) Limited
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About

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

✓Account opening without branch visit
✓Instant money transfers via FPS
✓Bill payment for over 850 merchants
✓Multi-currency time deposit plans
✓Stock, fund, and forex trading
✓Credit card management and privileges
✓Insurance purchase and policy checks
✓Personal loan applications
✓Cross-border remittances and wealth management
✓24/7 online customer service
Show original description

What users say about BOCHK 中銀香港

Reviews of BOCHK 中銀香港 are mostly negative: the Finance app is rated 4.8/5 from 7.2K App Store ratings. What users like most: convenient and fast, smooth user experience. Top complaints: frequent login issues, scanning ID card problems. Summarized from real user reviews.

Positive things

  • 👍Convenient and fast
  • 🚀Smooth user experience
  • 📱Supports Face ID login

Negative things

  • 🐛Frequent login issues
  • 🐛Scanning ID card problems
  • 🐛Crashes and freezes
  • ⏱️Slow performance
  • 🔄Constant updates
  • 🔒Security concerns
See all reviews
+1

What's New in BOCHK 中銀香港

7.5.6

October 24, 2026

We have improved our mobile banking service to enhance the user experience.

User reviews

Most RecentHighest RatedLowest Rated

外幣

以後外幣可以不用預約嗎？其實沒有預約的限制，可以提款某個銀碼
蚊蚊🦟蚊

太难用了

HK的银行app简直落后内地一条街，怎么可以那么难用
Wwingxw

快

快快
PAPIP AI

垃圾中的垃圾

中银香港 App 就是一坨屎中的大便，你说它是垃圾都抬举它了。

首先，就算你拿最新款的苹果手机，没有 5 分钟都进不去主界面。进去之后审美也是跟一坨屎一样，各种反人类的 UI 交互设计，可以说是继承了内地 App 一贯的狗皮膏药加倒垃圾的传统。

都什么年代了？2026 年 10 月了，开发团队还是不舍得用 AI 重构一下这些屎山代码吗？养那么多饭桶干什么吃的？一群废物。看看旁边汇丰，脸都不红的？？？
Wwhiskeyocean

中银香港太复杂

操作界面太复杂繁冗
Yyumenglong61537
See 233 more reviews

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User experience

🐞

Reported Bugs

3 issues

Unable to login consistently

Bug

ID card scanning not working properly

Bug

App crashing on launch

Bug
✨

Requested Features

3 requests

Add auto-focus for ID card scanning

Feature

Improve location detection for account opening

Feature

Provide better customer support

Feature

FAQ

What can I do with the BOCHK mobile banking app?

The app allows you to open bank accounts, transfer money instantly via FPS, pay bills for over 850 merchants, manage time deposits, trade stocks, funds, and forex, manage credit cards, purchase insurance, apply for personal loans, and perform cross-border remittances. It also offers 24/7 online customer service.

How do I open an account with this app?

You can open an account using just your HKID card and address, without needing to visit a branch. The account opening process can be completed in just a few minutes.

Is there a cost to use the BOCHK mobile banking app?

The app itself is free to download and use. While the app is free, certain financial services like investments, loans, and insurance may have associated costs or fees as per their terms and conditions.

What devices is the BOCHK app compatible with?

The description does not specify exact compatibility details. However, as a mobile banking application, it is designed for use on smartphones and tablets that can download and run applications from their respective app stores.

What are the benefits of the green financial services offered?

The green financial services include monthly green financial tips for inspiration, e-statements and e-advice that can be retained for up to 7 years, reducing paper usage. It also features a mobile token for secure and environmentally friendly authentication instead of physical devices.