Best Boc Pay Apps

204+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated July 2026

Looking for free boc pay apps? 20 of our 204+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Boc Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BoC Pay+BoC Pay+Free3.7★ (11)NoNoJun 2026
2BOCHK 中銀香港BOCHK 中銀香港Free4.8★ (6.5K)YesNoJul 2026
3BOC  SmartPayBOC SmartPayFree3.4★ (18)NoNoJul 2026
4Bank of Ceylon Mobile BankingBank of Ceylon Mobile BankingFree2.9★ (56)NoNoJul 2026
5PayMe by HSBCPayMe by HSBCFree4.6★ (2.5K)NoNoJul 2026
6BOC FlexBOC FlexFree3.4★ (54)NoNoJul 2026
7HSBC HK Mobile BankingHSBC HK Mobile BankingFree4.7★ (12K)NoNoJul 2026
8Octopus 八達通Octopus 八達通Free4.7★ (2.4K)YesYesJul 2026

Top Picks for Boc Pay

BoC Pay+#1

BoC Pay+ by Bank of China (Hong Kong) Limited

Editor's Choice
💰 Finance
3.7(11 ratings)
Free
BoC Pay+ screenshot 1
BoC Pay+ screenshot 2
BoC Pay+ screenshot 3
BoC Pay+ screenshot 4
BoC Pay+ screenshot 5

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

BOCHK 中银香港#2
4.8😞(6.5K ratings)
Free
BOCHK 中银香港 screenshot 1
BOCHK 中银香港 screenshot 2
BOCHK 中银香港 screenshot 3
BOCHK 中银香港 screenshot 4
BOCHK 中银香港 screenshot 5
BOCHK 中银香港 screenshot 6

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

What We Love

  • 👍 Convenient and fast
  • 🚀 Smooth user experience
  • 📱 Supports Face ID login

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Scanning ID card problems
  • 🐛 Crashes and freezes
BOC  SmartPay#3

BOC SmartPay by BANK OF CEYLON

Bank of Ceylon
Worth Considering
💰 Finance
3.4(18 ratings)
Free
BOC  SmartPay screenshot 1
BOC  SmartPay screenshot 2
BOC  SmartPay screenshot 3
BOC  SmartPay screenshot 4
BOC  SmartPay screenshot 5
BOC  SmartPay screenshot 6

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

More Boc Pay apps to explore

4
Bank of Ceylon Mobile Banking
Bank of Ceylon Mobile Banking
Bank of Ceylon Mobile Banking
BOC Digital Banking App
Free

Manage your entire banking portfolio with ease on your iPhone. This official app allows you to send and receive money, pay bills, top up mobile credit, and request services securely. Access your accounts anytime, anywhere with 24-hour customer support.

Send and receive moneySettle utility bills and credit cardsInstant mobile top-ups
💰 Finance
(56)
free
5
PayMe by HSBC
PayMe by HSBC
PayMe by HSBC
Go cashless with PayMe!
Free

Go cashless with a mobile payment solution accepted at over 60,000 locations across Hong Kong. Easily pay businesses, friends, and family, and enjoy rewards and vouchers. Top up your wallet conveniently from your bank account or credit card.

Cashless payments at 60,000+ outletsAccepted at major retailers and servicesEarn discounts, vouchers, and rewards
💰 Finance
(2.5K)
free
6
BOC Flex
BOC Flex
BOC Flex
BOC Digital Banking Mobile App
Free

Manage your finances seamlessly with this comprehensive banking app. Transfer funds, pay bills, recharge mobiles, and make QR code payments. Track expenses, manage accounts, and apply for loans or deposits with secure biometric authentication.

Fund transfersBill paymentsMobile recharges
💰 Finance
(54)
free
7
HSBC HK Mobile Banking
HSBC HK Mobile Banking
HSBC HK Mobile Banking
All-in-one financial services
Free

Manage your finances on the go with this secure banking app. Open accounts, make payments, check balances, and review investments. Offers 24/7 chat support and integrates with Apple Health for fitness tracking.

Open bank accounts remotelySecure login with biometricsFPS QR code payments
💰 Finance
(12K)
free
8
Octopus 八達通
Octopus 八達通
Octopus 八達通
by Octopus Cards
Free

Manage your everyday finances and payments with this app. Top up transit cards, pay bills online, and earn rewards. It also offers prepaid cards for global shopping and enhanced spending control.

Top up Octopus cardsCheck expenses and subsidiesMobile Octopus for iPhone/Apple Watch
💰 Finance
(2.4K)
free with in-app purchases
9
AlipayHK
AlipayHK
AlipayHK
by alipayhk
Free

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

Extensive merchant payment networkCross-border payment servicesPublic transport QR code payments
💰 Finance
(112)
free
10
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(185K)
free
11
BOC Smart Passbook
BOC Smart Passbook
BOC Smart Passbook
by BANK OF CEYLON
Free

Access real-time account balances and transaction history for your Bank of Ceylon accounts. View current and previous month statements, and manage personal savings and current accounts with self-registration and an optional PIN.

Real-time account balanceTransaction historyCurrent and last month statements
💰 Finance
(8)
free
12
ZA Bank
ZA Bank
ZA Bank
Your Future Bank for Now
Free

This regulated digital bank offers a comprehensive suite of financial services, including deposits, loans, foreign exchange, and investment options, all within a single mobile application. Experience fast account opening and a customizable debit card with enhanced security features.

Deposits and loansForeign currency exchangeLocal and overseas transfers
💰 Finance
(3.7K)
free
13
Alipay - Simplify Your Life
Alipay - Simplify Your Life
Alipay - Simplify Your Life
by Alipay (Hangzhou) Technology Co., Ltd.
Free

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

Online paymentsIn-person paymentsInternational merchant acceptance
🌟 Lifestyle
(4.2K)
free with in-app purchases
14
BOC Macau
BOC Macau
BOC Macau
by Bank of China Limited, Macau Branch
Free

This app provides a comprehensive mobile banking experience, offering features like online account opening, various payment options, bill payments, and investment services. It also includes access to government services and travel insurance.

Online account openingMobile payment optionsBill payment via QR code
💰 Finance
(17)
free
15
BOCHK iGTB MOBILE
BOCHK iGTB MOBILE
BOCHK iGTB MOBILE
by Bank of China (Hong Kong) Limited
Free

Manage corporate accounts with a new interface for personalized banking. Track and authorize payment and collection transactions on the go. Use your mobile device as a token for online banking services.

Personalized corporate banking homepageTrack and authorize transactions anywhereMobile token for online banking
💰 Finance
(6)
free with in-app purchases
16
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(54K)
free
17
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
18
Paycor Mobile
Paycor Mobile
Paycor Mobile
by Paycor, Inc
Free

Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.

View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off
💼 Business
(34K)
free
19
中国银行
中国银行
中国银行
by Bank of China Limited
Free
💰 Finance
(608)
20
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

Instant pay accessEarly wage withdrawalOn-demand income
💰 Finance
(5.2K)
free

FAQ about Boc Pay

What are the best boc pay apps for iPhone?
BoC Pay+ tops our boc pay apps ranking as of July 2026, with a 3.7-star average from 11 App Store ratings, and it's free to download.
Yes — 20 of the top boc pay apps we rank are free to download, including BoC Pay+ and BOCHK 中銀香港.
BoC Pay+ has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 204+ boc pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
BoC Pay+ is a platform designed to help users manage their credit cards, apply for installments, and earn rewards. It allows for topping up credit card values, tracking gift points, and redeeming them for various spending opportunities.
You can earn points on all payments made through the app. These earned points can then be used to offset spending, both for local and cross-border transactions. You can also check your gift points balance and redeem rewards directly within the app.

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