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ZA Bank

ZA Bank

Your Future Bank for Now

3.7K ratings
125 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • December 18, 2019
  • August 10, 2026

Features

Developer

ZA Bank Limited
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About

This regulated digital bank offers a comprehensive suite of financial services, including deposits, loans, foreign exchange, and investment options, all within a single mobile application. Experience fast account opening and a customizable debit card with enhanced security features.

✓Deposits and loans
✓Foreign currency exchange
✓Local and overseas transfers
✓Insurance and stocks
✓Customizable debit card
✓Fast account opening
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What users say

Summarized from real user reviews of ZA Bank. Based on 3.7K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Convenient and easy to use
  • 🚀Fast and efficient services
  • 🔒Secure banking experience
  • 💡Innovative features like FPS registration
  • 🤑Helpful for government cash payout scheme

Negative things

  • 🐛Facial recognition issues
  • 🤯Confusing and cluttered interface
  • 🔑Tedious account verification process
  • 🤖Poor customer service and support
  • 🌍Limited availability outside of Hong Kong
See all reviews

What's New in ZA Bank

3.9.25

August 10, 2026

We will continually enhance the ZA Bank App's features, so that you can always enjoy top-notch service and a cutting-edge digital banking experience!

User reviews

Most RecentHighest RatedLowest Rated

This update feels like a downgrade rather than an improvement.

The new version of the ZA Bank app has a poor layout design and a much worse user experience compared with the previous version. The interface feels less intuitive, and many functions are harder to find than before. The old version was simpler, cleaner, and more user-friendly.
This update feels like a downgrade rather than an improvement. Please consider redesigning the layout and bringing back the simplicity and convenience of the previous version.
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KevinVonLongicKevinVonLongic

股票交易卡顿

近期股票交易卡顿
深海988深海988

怎么总卡住闪退啊

卡住闪退怎么回事
qoehdifbdofqoehdifbdof

请问深色模式什么可以上线？

APP 体验都很好，就是差个深色模式，请问什么时候可以上线？期待开发者的回复。谢谢😮😮
CPH223CPH223

请问可以增加一个可以手动打开或关闭股票标志显示的选项吗

请问可以增加一个可以手动打开或关闭股票标志显示的选项吗
实在是太牛逼了实在是太牛逼了
See 120 more reviews

User experience

🐞

Reported Bugs

3 issues

App crashes during HKID scanning

Bug

Login issues and account lockouts

Bug

Compatibility problems with certain devices

Bug
✨

Requested Features

4 requests

Improve facial recognition accuracy

Feature

Simplify and streamline the user interface

Feature

Enhance customer support and communication

Feature

Expand availability to more regions

Feature

FAQ

What services does this digital bank offer?

This digital bank provides a wide array of financial services including deposits, loans, foreign currency exchange, local and overseas transfers, insurance, and stock/fund investments. It also features a customizable Visa debit card and an award-winning Business Internet Banking platform.

How quickly can I open an account?

You can open a bank account in as fast as 2 minutes, even while on holiday. The time required may depend on actual circumstances, but generally, no additional information is needed for a swift account opening process.

What are the key features of the ZA Card?

The ZA Card is the first Visa debit card in Hong Kong with a customizable card number. You can apply for a physical card, which is designed for security as it does not have a CVV or expiration date to protect against theft.

Who is this banking app intended for?

This banking mobile application is intended for use by existing customers of ZA Bank or persons holding a valid identity document and a valid residential address in Hong Kong. It is not intended for use in jurisdictions where such use is not permitted by law or regulation.

Is this app available outside of Hong Kong?

ZA Bank is a regulated and licensed Hong Kong bank. The app and its services are not authorized or licensed in other jurisdictions, and its content may not be appropriate or available for use outside of Hong Kong. Users must comply with local laws and regulations before using the app or its services.