This regulated digital bank offers a comprehensive suite of financial services, including deposits, loans, foreign exchange, and investment options, all within a single mobile application. Experience fast account opening and a customizable debit card with enhanced security features.
Summarized from real user reviews of ZA Bank. Based on 3.7K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.
3.9.23
July 6, 2026
We will continually enhance the ZA Bank App's features, so that you can always enjoy top-notch service and a cutting-edge digital banking experience!
3 issues
App crashes during HKID scanning
Login issues and account lockouts
4 requests
Improve facial recognition accuracy
Simplify and streamline the user interface
This digital bank provides a wide array of financial services including deposits, loans, foreign currency exchange, local and overseas transfers, insurance, and stock/fund investments. It also features a customizable Visa debit card and an award-winning Business Internet Banking platform.
You can open a bank account in as fast as 2 minutes, even while on holiday. The time required may depend on actual circumstances, but generally, no additional information is needed for a swift account opening process.
The ZA Card is the first Visa debit card in Hong Kong with a customizable card number. You can apply for a physical card, which is designed for security as it does not have a CVV or expiration date to protect against theft.
This banking mobile application is intended for use by existing customers of ZA Bank or persons holding a valid identity document and a valid residential address in Hong Kong. It is not intended for use in jurisdictions where such use is not permitted by law or regulation.
ZA Bank is a regulated and licensed Hong Kong bank. The app and its services are not authorized or licensed in other jurisdictions, and its content may not be appropriate or available for use outside of Hong Kong. Users must comply with local laws and regulations before using the app or its services.
