PayMe by HSBC

PayMe by HSBC

Go cashless with PayMe!

2.6K ratings
125 reviews
Free

Details

Released
March 20, 2017
Updated
October 30, 2026

Features

PayMe by HSBC screenshot #1 for iPhone
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PayMe by HSBC screenshot #5 for iPhone
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PayMe by HSBC screenshot #9 for iPhone
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About

Go cashless with this payment app, accepted at over 60,000 outlets in Hong Kong. Easily pay businesses, friends, and family, and earn rewards. Top up via bank account or credit card, with auto top-ups available.

✓Cashless payments at 60,000+ outlets
✓Pay friends and family instantly
✓Earn rewards, vouchers, and discounts
✓Top up via bank account or credit card
✓Auto top-up functionality
✓Supports Consumption Voucher Scheme
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What users say about PayMe by HSBC

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+1

What's New in PayMe by HSBC

2.37.1

October 30, 2026

Thank you for using PayMe! We are constantly making improvements to give you the best payments experience. To make sure you don’t miss a thing, just keep your Updates turned on! Here's what’s new in our latest update: • Discover a new way to pay friends and businesses with HSBC RedCoin, our new stablecoin, now available on PayMe! • Say goodbye to some pesky bugs - we've fixed them to bring you a better experience

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User reviews

not working and lock up your money

keep saying something is wrong and cant transfer money for a week already, error reported but no feedback at all. best example of nice idea but worst app(and support)

Great app, great user experience

As someone who has recently moved from UK to Hong Kong, I have to say this app is brilliant. Offers and the gamification are great. Love the UI and UX. Please introduce this in the UK and help us move into the world of barcode payments.

Don’t ever change your phone number

I have been using PayMe for years. Recently I changed my
phone number and I just couldn’t log into my PayMe account. As other people have said, you can’t even call PayMe for customer service. They just have a stupid email form that I’m not sure when they will reply!

Every time you pay but this app ask to update

.

Untrustworthy

Once you create an account, you don’t have the option to terminate it. If I could give 0 star I would!

I requested to deactivate my account, as I didn’t want a service that doesn’t provide an option to deactivate an account, to customer support and was told they couldn’t do it but sent a request to another department. I received an email with a ref no but after a week account deletion wasn’t processed so I contacted support again and was told a further follow up request would be put in place.

Then I received an email saying I got “suspended” as the service couldn’t be provided to me. REALLY? SUSPENDED?!?! I asked for deletion… was this the joke of the month?!?! Terrible communication! Likely I am out!

2.5 hours later I received another email stating that my account had been terminated. Thanks I guess!

Terrible experience! You are not in charge of your account, can’t deactivate it so not worth using it!
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Payment records disappearing after app updates

Bug

Inability to log in or register due to system errors

Bug

Inconsistent behavior when changing mobile numbers

Bug

Face scan and ID scanning not working properly

Bug
✨

Requested Features

4 requests

Add support for more payment methods

Feature

Improve customer support and communication

Feature

Allow login via email instead of just mobile number

Feature

Provide better privacy controls and transaction visibility

Feature

FAQ

What is PayMe by HSBC?

PayMe by HSBC is a mobile payment application designed for use in Hong Kong. It allows users to make cashless payments to businesses, friends, and family, and offers rewards and voucher programs.

Is PayMe by HSBC free to use?

Yes, PayMe by HSBC is free to download and use. The app is supported by The Hongkong and Shanghai Banking Corporation Limited and does not have any associated download or usage fees.

What businesses accept PayMe by HSBC?

PayMe by HSBC is accepted at over 60,000 outlets across Hong Kong, including major retailers like Taobao, HKTVmall, McDonald's, foodpanda, and Wellcome, among many others.

How can I top up my PayMe wallet?

You can top up your PayMe wallet from your bank account for higher limits or use a credit card. Auto top-up features are also available to ensure you always have sufficient funds.

Can I use PayMe by HSBC outside of Hong Kong?

PayMe by HSBC is designed for use in Hong Kong, and its products and services are intended for Hong Kong customers. Availability may be restricted in other jurisdictions.

What are the security features of PayMe by HSBC?

The app requires your mobile number, email address, and HKID for sign-up. Users under 18 should consult parents or guardians before providing personal information.

How often is PayMe by HSBC updated?

The latest version of PayMe by HSBC is 2.37.1, last updated on October 30, 2026. Updates typically include new features, bug fixes, and performance improvements.

What is the user sentiment for PayMe by HSBC?

User reviews indicate that while many find it a great and convenient payment app for splitting bills, there are also reports of frequent app crashes, bugs, and issues with security and setup.