This platform offers unsecured personal loans driven by smart technology. Apply with just your ID for quick approval and fast disbursement of funds up to 200,000 yuan. Enjoy competitive annual interest rates ranging from 7.2% to 24%.




15+ similar apps compared and reviewed
Whether you want more options like 立即借 or a completely different take on the same concept, our curated list of 15+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.









This platform offers unsecured personal loans driven by smart technology. Apply with just your ID for quick approval and fast disbursement of funds up to 200,000 yuan. Enjoy competitive annual interest rates ranging from 7.2% to 24%.




This platform offers online credit technology services for young adults, connecting them with financial institutions. It provides flexible loan terms and a simple mobile application process to help manage temporary financial needs.


This platform offers convenient mobile loans with high credit limits and transparent fee structures. Enjoy flexible repayment options and a secure, entirely online application process. New users can benefit from special interest-free offers.






This app offers unsecured personal loans with high credit limits and low interest rates. The application process is entirely online and designed for quick approval, with flexible repayment terms up to 12 months. Users can improve their creditworthiness for better rates and higher limits with continued responsible use.






This app offers quick and secure online loan applications for young consumers. It provides transparent interest rates, flexible repayment options, and allows for high credit limits with simple identity and bank card verification.