This app offers a personal credit line for consumer installment loans. Users can apply online for a virtual credit limit to facilitate installment payments for purchases.
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8+ similar apps compared and reviewed
Whether you want more options like 时小融 or a completely different take on the same concept, our curated list of 8+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.




This app offers a personal credit line for consumer installment loans. Users can apply online for a virtual credit limit to facilitate installment payments for purchases.









This app offers fast, low-interest loans for individuals and small businesses. It provides unsecured, pure credit loans with quick disbursement, up to 200,000 yuan, and a convenient online application process.