iDeptly

iDeptly is a private, offline ledger for tracking money owed between you and the people you do business with — customers, suppliers, friends, family. Replace the notebook or spreadsheet with something built for the job. Two-way tracking: record what's owed to you and what you owe, per contact, in any currency. Full history: every payment, partial payment, refund, and correction is kept — nothing is silently overwritten. Reminders: get notified before and after a due date. Attachments: photograph or attach a receipt to any debt. Reports: see what's paid, what's overdue, and what's outstanding for any period, per contact or across your whole ledger. Encrypted backup: export a password-protected backup any time, restore it on any device. Private by design: no account, no cloud, no ads, no tracking. Everything stays on your device, protected by a PIN and optional fingerprint/Face ID unlock. iDeptly does not lend money, extend credit, or charge interest — it's a record-keeping tool for debts that already exist between you and people you know.