Ikano Bank

Ikano Bank

Flexible ways to pay

8.4K ratings
77 reviews

Details

Released
May 29, 2021
Updated
September 30, 2026

Features

Ikano Bank screenshot #1 for iPhone
Ikano Bank screenshot #2 for iPhone
Ikano Bank screenshot #3 for iPhone
Ikano Bank screenshot #4 for iPhone
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About

Manage your IKEA interest-free loan or IKEA Family credit card with this app. Check eligibility, apply for credit, and track your spending easily. Get a decision in minutes and start spending with a virtual card.

✓Check eligibility for credit
✓Apply for IKEA loans and credit cards
✓Get instant decisions
✓Use a virtual card for immediate spending
✓Track spending and check balance
✓View statements and credit agreements
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What's New in Ikano Bank

1.31.6

September 30, 2026

Updated app name and icon - it’s still the same app, with the same features and security you’re used to. We’ve also made some bug fixes and performance improvements.

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User reviews

Poor

Really basic app that’s rather poor

Can not log in

I can’t see into my app as the text message verification text message does not get through. I have tried a lot of things including contacting Ikano bank and they cannot solve the problem. They have now closed my ticket. Not happy at all!

IKEA service

Easy to apply, very good service.

Loan application

Very easy process, thanks very much

Doesn’t work

App gets to enter phone number - type phone number, click enter and nothing happens. Have tried different numbers, waiting for loading, nothing happens! Can see others have had the same issue! Very frustrating and a waste of time!

Developer apps

FAQ

What is IKEA Financial Services?

IKEA Financial Services provides flexible payment options for IKEA purchases through interest-free loans and the IKEA Family credit card. The app allows you to manage these accounts, check eligibility, and apply for credit.

How do I apply for credit with IKEA Financial Services?

To apply, you need to be 18 or older, a UK resident with a good credit history, and have a valid UK mobile number and bank account. The app guides you through a simple application process with decisions often made in minutes.

Can I use IKEA Financial Services outside the UK?

No, the IKEA Financial Services app is exclusively available to UK customers. Services may also be affected by phone signal and functionality.

Does IKEA Financial Services affect my credit score?

You can check your eligibility for borrowing without affecting your credit score. The full application process may involve a credit check.

How can I manage my IKEA credit account?

The app allows you to easily check your balance, track your spending, view statements, and update your contact details. You can also access your credit agreement and other important documents.

When was IKEA Financial Services last updated?

The app was last updated on June 17, 2026, with version 1.31.2. This indicates regular updates to ensure functionality and security.

What is the age rating for IKEA Financial Services?

The app has an age rating of 4+, making it suitable for a wide range of users. However, eligibility for credit requires users to be 18 or older.

Is IKEA Financial Services available on Android?

Based on the provided data, the app is currently only supported on iPhone. Users with Android devices would need to look for alternative financial service apps.