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Instacredit

Instacredit

by INSTACREDIT S.A.

4 ratings
3 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • August 7, 2020
  • May 20, 2025

Developer

INSTACREDIT S.A.
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iphone
ipad
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🔄6+ apps
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❓8 answered
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About

This financial app allows users to quickly and securely manage loans, pay bills, and access financial education. It offers flexible loan terms and transparent fee structures, with features varying by region.

✓Loan applications and management
✓Bill payments and phone top-ups
✓Digital wallet for transfers (Costa Rica)
✓Balance and transaction inquiries
✓Branch and payment point locator
✓Financial education system
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What's New in Instacredit

1.6.19

May 20, 2025

Mejoras en funcionamiento y rendimiento.

User reviews

Most RecentHighest RatedLowest Rated

Pésima app

Nunca la he podido utilizar porque siempre da un error al ingresar. He cambiado la clave y sigue dando el mismo error
MichbqMichbq

Muy mal servicio

Siempre me da problemas con la contraseña y hay que estar cambiándola por ese motivo.
A la hora de hacer pagos se queda pegado el sistema.
No tiene la información necesaria que uno espera revisar.
Inclusive por la vía Whattapp o por teléfono se cansa uno de pedir estados de cuenta y nunca los envían.
Deben mejorar el servicio en muchos aspectos.
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RandallgeRandallge

No me deja pagar con tarjeta!

No me deja pagar con mi tarjeta, me da error y que no se puede hacer por el momento, que intente más tarde.
TozarumeTozarume

FAQ

What is Instacredit?

Instacredit is a transactional app for quick and secure financial management, including loan applications, bill payments, and financial education. It is available in Costa Rica, Nicaragua, and Panama.

Can I pay off my Instacredit loan early?

Yes, there is no minimum time requirement to cancel your loan early, and no extra charges or penalties for early repayment. You can also make extraordinary payments without penalty.

What are the loan terms for Instacredit?

Instacredit offers flexible loan terms of 12, 24, 36, and 60 months. The Annual Percentage Rate (APR) is stipulated by the BCCR, with a credit APR of 33.44%.

Does Instacredit charge any fees?

Instacredit does not charge commissions, administrative fees, or disbursement fees. Interest on late payments is calculated on the outstanding principal balance.

How is the interest calculated for Instacredit loans?

The monthly installment consists of principal and interest. Interest is calculated by multiplying the capital balance by the interest rate, divided by 360 days, and then by the number of days between payment dates.

What is the representative example of the total loan cost for Instacredit?

For a loan of 500,000.00 colones over 48 months, the monthly payment would be 23,351.00 colones, with a total repayment of 1,120,848.00 colones over the 48 months. This example does not include commission or early payment charges.

What devices does Instacredit support?

Instacredit is available on iPhone, iPad, and iPod. It is designed for users who need to manage their finances on the go.

How often is Instacredit updated?

The latest version of Instacredit is 1.6.19, and it was last updated on May 20, 2025. This indicates regular updates to improve functionality and security.