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Best IOU alternatives: apps like IOU - Scan, Split, Save

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated November 2026
IOU - Scan, Split, Save
💰 Finance

Whether you want more options like IOU or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to IOU

More apps like IOU

4
Owey - IOU & Debt Tracker
Owey - IOU & Debt Tracker
Owey - IOU & Debt Tracker
Track loans, debts & remind
Free

Easily track who owes you money or items, and what you owe others. Log loans in seconds, get timely reminders, and settle debts without awkward conversations. It's a simple, pleasant way to manage your personal lending and borrowing.

Log loans in 10 secondsTrack money and objectsOverdue and upcoming item overview
💰 Finance
(0)
freemium
Compare with IOU
5
IOU: Split Receipts & Expense
IOU: Split Receipts & Expense
IOU: Split Receipts & Expense
Track and settle with friends
Free

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

Receipt scanning and itemizationAssign items to individualsAutomatic tax and tip calculation
💰 Finance
(18)
freemium
Compare with IOU
6
Big Numbers: Budget Tracker
Big Numbers: Budget Tracker
Big Numbers: Budget Tracker
Your Spending, Simplified
Free

This app offers a minimalist approach to tracking your finances. It automatically syncs with over 19,000 banks to display your daily, weekly, and monthly spending in a clear, visual format. Enjoy instant notifications and home-screen widgets for quick budget checks.

Automatic bank syncInstant spending overviewHome screen widgets
💰 Finance
(36)
free with in-app purchases
Compare with IOU
7
PayNow by Fawri
PayNow by Fawri
PayNow by Fawri
Libyan PayNow Digital Payments
Free

A digital e-wallet platform for managing various transactions in Libya, including utilities, taxi fares, QR code payments, and government fees. It offers a user-friendly interface for convenient, cashless payments with a focus on security and privacy.

Utility bill paymentsTaxi fare paymentsQR code payments
💰 Finance
(6)
free
Compare with IOU
8
Glass City FCU Mobile
Glass City FCU Mobile
Glass City FCU Mobile
Bank anywhere, anytime!
Free

Manage your finances conveniently with this mobile banking app. View transactions, transfer funds, pay bills, deposit checks, and manage your cards. It offers a user-friendly experience for on-the-go banking.

View account transactions and balancesTransfer funds between accountsPay bills and send money
💰 Finance
(8)
free
Compare with IOU
9
MoneyMobile
MoneyMobile
MoneyMobile
by MX TECHNOLOGIES, INC.
Free

This app offers a visually engaging and convenient way to manage all your financial accounts in one place. It automatically categorizes transactions, helps you create budgets with unique visualizations, and provides insightful reports to understand your finances better.

Consolidate all financial accountsAutomatic transaction categorizationPatent-pending Bubble Budgets
💰 Finance
(409)
free
Compare with IOU
10
DComply: Co Parenting Expenses
DComply: Co Parenting Expenses
DComply: Co Parenting Expenses
Child Payments for co parents
Free

This app simplifies expense management and child support payments for co-parents and divorced couples. It allows for easy billing, reimbursement tracking, and secure fund transfers, eliminating common financial disputes.

Manage child support paymentsTrack and reimburse expensesSecure fund transfers
💰 Finance
(28)
free
Compare with IOU
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