Comparison

DComply vs IOU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DComply

This app simplifies expense management and child support payments for co-parents and divorced couples. It allows for easy billing, reimbursement tracking, and secure fund transfers, eliminating common financial disputes.

Highlights
  • Manage child support payments
  • Track and reimburse expenses
  • Secure fund transfers
  • Scan and log receipts
  • Set up recurring bills
  • Export financial reports
  • Dispute resolution process
Features
Read full description

DComply is the #1 hassle free payment solution built for co-parents & divorced couples. Our co parenting app is the most secure & seamless way for co parents & divorced couples to manage expenses and child support. Start billing & getting reimbursed by your co-parent for child support & co parenting expenses with ease today! HOW IT WORKS DComply is built for divorced couples & co parents that reimburse each other for expenses or pay and/or receive child support. It securely allows the transfer of funds in a simple, well-documented way. ELIMINATE THESE HEADACHES • Tracking receipts • Emailing and texting bills back and forth • Arguing over which expenses were paid or not • Writing physical checks to each other • Fighting over bills with an easy to follow dispute process HIGHLIGHTS Keep Financial Records When all reimbursement and support payments are completed through DComply, there is a documented financial history between parents making it easier to comply and demonstrate compliance to the ongoing child expenses of divorce, separation, and co parenting agreements. High Security Measures Your privacy is one of our top concerns, which is why DComply is powered by Plaid and Dwolla; the same companies behind Venmo, Citibank, and Robinhood. Instantly Send & Pay Bills Just went to the doctor’s office and paid a copay? Take a picture, log the expense, press send and the bill is on the way to your co-parent within seconds. When the other parent pays the bill, the reimbursement will be deposited into your bank account. Manage Child Support Payments With DComply, you’ll always know where you stand on child support, whether you’re paying or receiving it. You can even turn child support on autopay; never be late again or write another check. All transactions are logged and you’ll be able to keep tabs on your balance all of the time. Scan Receipts No one likes saving receipts. With DComply, you can take photos of your receipts and import & save them for whenever you’re ready to send the bill. Send Recurring Bills Do your kids have lessons you pay for on a weekly or monthly basis? DComply lets you set up automatically recurring bills. Send Multi-Item Bills Want to send one bill with multiple expenses? No problem. Use the multi-item bill button to add expenses to a single bill, and send it on its way. Balance Summary Quickly see what you owe and are owed. See all outstanding bills and send a reminder with a tap. You can also view the log of all completed transactions between you and your co-parent. Export Transactions Quickly and easily create a report that outlines your financial history with your other parent. You can see child support payments, all completed transactions, outstanding bills and items that are in dispute. You can export this report as a PDF. Manage Disputes You won’t always agree on money matters. To help, DComply offers a dispute process. Active disputes are ongoing until the dispute is documented, meaning that you’ve agreed to disagree. DComply keeps a log of all active and documented disputes automatically for you. We’re the #1 child expenses app for divorced couples & co-parents! Download Dcomply today!

About

IOU

Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.

Highlights
  • Smart bill splitting
  • Receipt scanning
  • Expense tracking
  • Group management
  • Payment reminders
  • Real-time sync
Features
Read full description

The ultimate app for splitting bills, tracking shared expenses, and managing group finances with friends, roommates, and family. Key Features: Smart Bill Splitting - Easily split bills between multiple people Receipt Scanner - Automatically extract expense details from photos Expense Tracking - Keep track of who owes what Group Management - Organize expenses by groups or events Payment Reminders - Never forget to collect what you're owed Real-time Sync - All group members stay updated instantly Perfect for: Roommates sharing rent and utilities Friends splitting dinner bills and trips Couples managing household expenses Group events and celebrations Business expense sharing Travel cost splitting Why IOU? Stop the "I'll pay you back later" conversations. IOU makes it simple to track, split, and settle expenses with anyone. No more forgotten debts or awkward money conversations. Download IOU today and make splitting bills effortless! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

DComply4 screens
IOU4 screens

Verdict

The call

The clearest difference is review sentiment: IOU at 100% against DComply's 56%. IOU also leads on rating (5.0 vs 3.0). DComply's advantage is in-app purchases (none vs 2) and ratings volume (28 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IOU sells 2 in-app purchases, starting at $2.99 per month. DComply asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

IOU holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: DComply has 28 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 56% of DComply's written reviews are positive against 100% of IOU's.

Scorecard5 real differences · 5 level
DComply versus IOU: the parameters behind the verdict, then further details
ParameterDComplyIOU
PriceFreeFree
Rating3.0 (28 ratings)5.0 (2 ratings) — better
Positive reviews56.3% of reviews100.0% of reviews — better
Number of ratings28 — better2
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size39 MB66 MB
Age rating4+4+
DeveloperDComply, LLCkai Lee

Customer experience

DComply

All ratings23 ratings
Positive56.5%
Neutral4.3%
Negative39.1%
Written reviews16 reviews
Positive56.3%
Neutral0.0%
Negative43.8%

IOU

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DComply

No in-app purchases

2 purchases

IOU

Subscriptions2
  • Unlimited monthly access$2.991 Month
  • Unlimited annual access$19.991 Year

Questions

Is DComply free?
DComply is free to download, with no in-app purchases.
Is IOU free?
IOU is free to download, with in-app purchases available.
Which has better reviews, DComply or IOU?
IOU is rated higher. DComply averages 3.0 out of 5 from 28 ratings, while IOU averages 5.0 from 2 ratings.
Do DComply or IOU have ads?
Neither DComply nor IOU shows ads.

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