IOU vs Debt & IOU Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IOU
Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.
- Smart bill splitting
- Receipt scanning
- Expense tracking
- Group management
- Payment reminders
- Real-time sync
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The ultimate app for splitting bills, tracking shared expenses, and managing group finances with friends, roommates, and family. Key Features: Smart Bill Splitting - Easily split bills between multiple people Receipt Scanner - Automatically extract expense details from photos Expense Tracking - Keep track of who owes what Group Management - Organize expenses by groups or events Payment Reminders - Never forget to collect what you're owed Real-time Sync - All group members stay updated instantly Perfect for: Roommates sharing rent and utilities Friends splitting dinner bills and trips Couples managing household expenses Group events and celebrations Business expense sharing Travel cost splitting Why IOU? Stop the "I'll pay you back later" conversations. IOU makes it simple to track, split, and settle expenses with anyone. No more forgotten debts or awkward money conversations. Download IOU today and make splitting bills effortless! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Debt & IOU Tracker
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Debt & IOU Tracker helps you manage personal debts, receivables, and shared payments in one simple place. Whether you lent money to a friend, borrowed from someone, or need to remember an upcoming payment, Debt & IOU Tracker makes it easy to stay organized. Add people, record amounts, set due dates, and follow your net balance with a clean and simple interface. See who owes you, what you owe, and which payments are coming up or overdue. Perfect for personal money tracking, IOUs, friend payments, small loans, and everyday debt management. Key Features Track debts and receivables easily Add people and payment records See your net balance at a glance Follow upcoming and overdue payments Keep IOUs organized Simple, clean, and fast to use Stay on top of your money. Never forget who owes what again.
Screenshots
Verdict
The clearest difference is iOS requirement: Debt & IOU Tracker at 13.0 against IOU's 15.1. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. IOU sells 2 in-app purchases, starting at $2.99 per month and Debt & IOU Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
| Parameter | IOU | Debt & IOU Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 66 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | kai Lee | HAMZA ENES SIRMA |
In-app purchases
IOU
- Unlimited monthly access$2.991 Month
- Unlimited annual access$19.991 Year
Debt & IOU Tracker
- Weekly Premium Access$2.997 Days
- Monthly Premium Access$9.991 Month
- Lifetime$19.99








