Comparison

Owey vs IOU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Owey

Easily track who owes you money or items, and what you owe others. Log loans in seconds, get timely reminders, and settle debts without awkward conversations. It's a simple, pleasant way to manage your personal lending and borrowing.

Highlights
  • Log loans in 10 seconds
  • Track money and objects
  • Overdue and upcoming item overview
  • Automated reminders
  • Pre-written nudge messages
  • Settled items moved to history
Features
Read full description

You lend $20, a book, your drill… and three weeks later you can't remember who has it or how much they owe. Owey remembers for you. A simple app to track what people owe you, what you owe them, and settle the little things that drag on, without the spreadsheet and without the awkward texts. WHAT YOU CAN DO • Log a loan in 10 seconds: who, what, done. • See at a glance what's overdue and what's coming up. • Keep "They owe me" and "I owe" cleanly separated. • Track money and objects alike: paybacks, books, tools, borrowed stuff. FOLLOW UP WITHOUT THE CRINGE • Get a reminder at the right moment. • A ready-written nudge message, ready to copy or share. • Never again choose between chasing a friend and letting it slide. BUILT FOR EVERYDAY LIFE • Lightning-fast add, zero admin forms. • Once it's settled, it moves to history. Clean and done. • Modern, light, genuinely pleasant to use. ONE THING. ONE PERSON. ONE REMINDER. SETTLED. Free for up to 10 active items. Go unlimited for $0.99/month whenever you need it. Download Owey and stop lending at a loss. Privacy Policy : https://kenoby.fr/applications/quidoitquoi/privacy Terms of Use : https://kenoby.fr/applications/quidoitquoi/terms

About

IOU

Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.

Highlights
  • Smart bill splitting
  • Receipt scanning
  • Expense tracking
  • Group management
  • Payment reminders
  • Real-time sync
Features
Read full description

The ultimate app for splitting bills, tracking shared expenses, and managing group finances with friends, roommates, and family. Key Features: Smart Bill Splitting - Easily split bills between multiple people Receipt Scanner - Automatically extract expense details from photos Expense Tracking - Keep track of who owes what Group Management - Organize expenses by groups or events Payment Reminders - Never forget to collect what you're owed Real-time Sync - All group members stay updated instantly Perfect for: Roommates sharing rent and utilities Friends splitting dinner bills and trips Couples managing household expenses Group events and celebrations Business expense sharing Travel cost splitting Why IOU? Stop the "I'll pay you back later" conversations. IOU makes it simple to track, split, and settle expenses with anyone. No more forgotten debts or awkward money conversations. Download IOU today and make splitting bills effortless! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Owey4 screens
IOU4 screens

Verdict

The call

Owey and IOU are too close to call on the numbers: across 7 compared parameters — price, review sentiment, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Owey sells 3 in-app purchases, starting at $0.99 per month and IOU sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Owey versus IOU: the parameters behind the verdict, then further details
ParameterOweyIOU
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size34 MB66 MB
Age rating4+4+
DeveloperALEXANDRE JOSEPH PIERRE PAULkai Lee

Customer experience

Owey

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

IOU

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Owey

Subscriptions2
  • QuiDoitQuoi Plus – Monthly$0.991 Month
  • QuiDoitQuoi Plus – Yearly$8.991 Year
One-time1
  • QuiDoitQuoi Plus – Lifetime$17.99
2 purchases

IOU

Subscriptions2
  • Unlimited monthly access$2.991 Month
  • Unlimited annual access$19.991 Year

Questions

Is Owey free?
Owey is free to download, with in-app purchases available.
Is IOU free?
IOU is free to download, with in-app purchases available.
Do Owey or IOU have ads?
Neither Owey nor IOU shows ads.

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