Visa
App is not user-friendly. Transferring money from one account to another while being abroad requires a sms code to local phone number (doesn't make any sense; at least it should be email verification). Sometimes, even exchanging doesn't work.
Response from developer
Assalomu alaykum! Dear customer, thank you for your suggestion. We apologize for any inconvenience you may have experienced while using the app. Please note that when you are abroad, an SMS code may be required to confirm certain transactions in accordance with security requirements.
