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Instantly check your daily budget for unexpected expenses or purchases. Add transactions in seconds to see real-time budget impact and make informed decisions about impulsive spending.
✓Real-time budget balance
✓Add transactions quickly
✓Urgency tag for spending
✓24-hour spending decision cycle
✓Weekly spending recap
✓Compare daily spending patterns
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What's New in IQ
1.1.0
June 25, 2026
- S-a simplificat fluxul de adăugare a cheltuielilor: după completarea sumei, categoriei și etichetei de urgență, impactul asupra bugetului de azi se vede imediat. - Am îmbunătățit claritatea pașilor pentru plățile impulsive, inclusiv „Așteaptă 24h”, astfel încât decizia de păstrare/anulare/mutare să fie mai ușor de luat. - În recapitularea săptămânală, indicatorii de risc și zilele sensibile sunt mai vizibili, iar ajustarea limitelor de categorie este mai rapidă pentru un control financiar mai stabil.
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FAQ
What is IQ-OPT: Ritm Bani's main purpose?
IQ-OPT: Ritm Bani helps you track your daily budget in real-time. It allows you to quickly add transactions and see their immediate impact, aiding in decisions about impulsive spending.
How does IQ-OPT: Ritm Bani handle impulsive purchases?
For impulsive payments, you can select 'Wait 24h'. The next day, you can decide to keep, move, or cancel the transaction, and the app will clearly update the budget impact.
Can I see a summary of my spending with IQ-OPT: Ritm Bani?
Yes, the app offers a weekly recap section. Here you can compare stable days with high-risk days and identify spending categories that generated the most outflows.
What devices does IQ-OPT: Ritm Bani support?
IQ-OPT: Ritm Bani is currently supported on iPhone devices.
Is IQ-OPT: Ritm Bani free to use?
Yes, IQ-OPT: Ritm Bani is available for free. There are no in-app purchases or advertisements mentioned.
How often is IQ-OPT: Ritm Bani updated?
The latest version, 1.1.0, was released on June 25, 2026, indicating recent development activity. Updates are typically released to improve functionality and address any issues.
What is the age rating for IQ-OPT: Ritm Bani?
IQ-OPT: Ritm Bani has an age rating of 4+, making it suitable for a wide range of users.
Does IQ-OPT: Ritm Bani have ads?
No, IQ-OPT: Ritm Bani is ad-free. Users can manage their finances without interruptions from advertisements.