Great App
Response from developer
Thank you — that’s exactly what I hoped for.

This app visualizes your future financial balance on a calendar timeline. It helps you anticipate income, schedule bills, and understand the impact of purchases before they happen, preventing overdrafts.
0.2.6
September 1, 2026
Your calendar now survives the night. • Wake up to the new day: the app and the widgets roll over at midnight on their own — no more yesterday waiting on your Home Screen. • When a widget can no longer vouch for its numbers, it says "out of date" instead of guessing. Your Home Screen never bluffs. Cards got clearer: • Open any card's statement straight from the Cards menu — no more scrolling to the closing day and tapping the wrong month. • Tap ⓘ on a statement to see how much is already done and how much is still planned. A future settlement now says it assumes the earlier one gets paid. • Marked a future payment as done? The row now says the money counts from today — that was always the rule, now it's written where you can see it. Savings finally speak up: • Set aside more than you have? The month screen says so and offers to release some — goal by goal, and it remembers to offer putting it back when money arrives. • Goal progress bars now actually move as you save. (They never did. Sorry.) • The spending forecast now understands credit cards: what you charge counts as spending, and card repayments are no longer double-counted. Fixed • The forecast panel now matches the calendar for card users. • "Show all" on a statement with many transfers no longer breaks the app. • Turning a series into a one-off now tells you which date survives — and switching back restores the rest.
MoreEnd-to-end encrypted sync across your devices.
Thank you — that’s exactly what I hoped for.
JayCK Flow is a finance app that visualizes your future money balance on a calendar. It helps you see upcoming income, scheduled bills, and the impact of potential purchases on your cash flow.
No, JayCK Flow is designed with privacy in mind and does not require any bank connection. It works fully offline, allowing you to start managing your finances immediately without an account.
The app is private by design, with no ads or tracking. Optional sync is end-to-end encrypted, meaning your data is encrypted on your device with a passphrase only you know.
JayCK Flow offers an optional premium subscription called 'JayCK Flow Premium' for $4.99 per month. This subscription provides optional sync across your devices.
Yes, JayCK Flow is available for iPhone, iPad, and iPod. Optional sync across your devices is available with JayCK Flow Premium.
The latest version of JayCK Flow is 0.2.3, and it was last updated on August 9, 2026. This indicates a recent update, suggesting ongoing development and support.
No, JayCK Flow is ad-free. The app explicitly states 'No ads, no tracking, no selling data' in its description.
JayCK Flow has an age rating of 4+. This means it is suitable for users of all ages, with no mature content restrictions.