Jayu: FIRE Strategy
The serious FIRE planner's app
About
This app offers advanced financial independence, retire early (FIRE) planning with personalized projections, Monte Carlo simulations, and AI-driven tax optimization strategies. It helps users understand their financial future, optimize savings, and track progress towards their goals.
What's New in Jayu
1.09
June 22, 2026
Bug fixes and design improvements.
Subscription plans
Jayu Pro
Strategies, tax optimization, and unlimited AI advice
Charts
Developer apps
FAQ
What is Jayu's core function?
Jayu is designed for serious FIRE planning, offering advanced features like Monte Carlo simulations for financial outcomes, personalized tax strategies, and an AI advisor. It goes beyond basic budgeting to provide in-depth analysis for achieving financial independence.
How does Jayu handle taxes?
Jayu identifies and explains 12 advanced tax strategies tailored to your situation, such as Backdoor Roth, Mega-Backdoor Roth, and HSA optimization. Each strategy includes an estimated annual impact and guidance on execution.
Can Jayu simulate different financial futures?
Yes, Jayu uses Monte Carlo simulations to project your FIRE outcome across 10,000 market futures, providing a more robust understanding than single-line projections. You can compare various FIRE types like Standard, Lean, and Fat FIRE.
Does Jayu require linking bank accounts?
No, Jayu is private by design and does not require bank linking. Your financial data stays on your device, ensuring enhanced privacy and security without third-party analytics or data sharing.
What are the subscription options for Jayu Pro?
Jayu Pro offers two subscription plans: $9.99 per month or $69.99 per year. The annual plan includes a 7-day free trial, and subscriptions auto-renew unless cancelled at least 24 hours before the current period ends.
How often is Jayu updated?
The latest version of Jayu is 1.09, last updated on June 22, 2026. While specific update frequency isn't detailed, this indicates ongoing development and maintenance.
Is Jayu available on multiple devices?
Jayu is currently supported on iPhone and iPod devices. The app is designed for iOS users looking for advanced financial planning tools.
Does Jayu have ads?
No, Jayu does not contain advertisements. The app is focused on providing an uninterrupted and serious financial planning experience for its users.