Fire Path vs Jayu

Fire Path - Bring Asset Management and FIRE Planning Together Want to retire early, but not sure how far away you are? Need an asset tracker, but also want a clearer path to financial freedom? Fire Path combines FIRE calculation, asset management, and daily progress tracking in one system. It helps you understand your FIRE target, organize your assets, compare strategies, and follow your progress over time. [Get Started in 3 Steps] 1. Enter your age, assets, annual investment, and annual expenses 2. See your FIRE number, years to FIRE, and FIRE age 3. Track your assets and FIRE progress from the home dashboard [Core Features] • FIRE Calculator - Estimate your target assets and retirement timeline - View key metrics and result summaries • 6 FIRE Strategies - Passive Income FIRE - Traditional FIRE (4% rule) - Lean FIRE - Fat FIRE - Barista FIRE - Coast FIRE • Comparison Mode - Compare strategies and scenario outcomes - Visualize asset growth and retirement paths with charts • Asset Management - Organize your asset allocation and tracked assets - Keep your asset picture structured and easy to review • Multi-Currency Asset Overview - View total assets in one display currency - Better understand tracked assets and allocation mix • Home Dashboard - Track your assets, FIRE target, and current progress - Stay focused on your financial milestones • Calculation History - Save every scenario you calculate - Revisit and refine your FIRE plan anytime • Daily Tasks and Check-In Streaks - Complete tasks and earn points - Track streaks and milestone rewards - Build consistent financial habits over time • Points Center - Review your points history and balance changes - Redeem selected premium experiences [Who It’s For] Whether you're planning your FIRE journey, managing your assets, or looking for one tool that connects both, Fire Path helps you build a practical, trackable, and flexible roadmap to financial freedom. Stop managing assets and retirement goals separately. Let the numbers guide your next step. Download Fire Path and start your countdown to financial freedom. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Jayu is the FIRE planning app for people who take financial independence seriously. If you've outgrown spreadsheets and generic retirement calculators, Jayu gives you the depth you need to plan FIRE properly — with personalized projections, advanced tax strategies, and an AI advisor that actually knows your numbers. PLAN WITH MONTE CARLO PRECISION See your FIRE outcome across 10,000 simulated market futures, not just one optimistic line. Compare Standard FIRE, Lean FIRE, Fat FIRE, Coast FI, and Barista FI side-by-side. OPTIMIZE YOUR TAXES Jayu surfaces 12 advanced strategies tailored to your situation: Backdoor Roth, Mega-Backdoor Roth, HSA optimization, Roth Conversion Ladder, SEPP/72(t), Tax Gain Harvesting in the 0% LTCG bracket, asset location, and more. Each strategy includes estimated annual impact and step-by-step execution guidance. KNOW WHERE EVERY DOLLAR GOES The Funding Waterfall shows you exactly where to put your next dollar — emergency fund first, employer match capture, HSA, Roth IRA, 401(k), and beyond. No more guessing. GEOGRAPHIC ARBITRAGE Compare your FIRE timeline across 159+ destinations worldwide. Cost of living, tax treatment, healthcare, and visa difficulty all factored in. See how moving could change your timeline. RUN UNLIMITED SCENARIOS What if you saved $500 more? What if you took the new job? What if you bought a house? Compare any decision side-by-side and see the actual impact on your FIRE date. YOUR PERSONAL FIRE ADVISOR Ask anything about your plan — tax strategy, withdrawal sequencing, when to convert. The AI advisor has full memory of your financial picture and answers in context. TRACK PROGRESS THAT MATTERS Monthly net worth check-ins, quarterly progress reports, milestone tracking from Coast FI through Fat FIRE. Watch yourself get closer to financial independence, every month. PRIVATE BY DESIGN Your financial data stays on your device. No bank linking required. No third-party analytics. No data sold or shared. BUILT FOR THE SERIOUS FIRE COMMUNITY Jayu is designed for analytical planners who care about getting the math right. Not a budgeting app. Not a generic retirement calculator. A real FIRE planning tool. TRY PRO FREE FOR 7 DAYS Pro Annual: $69.99/year ($5.83/mo) Pro Monthly: $9.99/month Free tier available with limited features. Cancel anytime in the App Store. Made by Wuju Labs. Educational planning tool, not financial advice. Consult a qualified professional for personalized guidance. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ — Privacy Policy: https://wujulabs.com/jayu/privacy