Best Karmon AI alternatives: apps like Karmon AI

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated October 2026
Karmon AI
Karmon AI
KARMON AI, MCHJ

Whether you want more options like Karmon AI or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Karmon AI

IMANUM: fair finance#1

IMANUM: fair finance by IMAN CAPITAL LTD

Invest, installments, payments
Editor's Choice
💰 Finance
4.4(104 ratings)
Free
IMANUM: fair finance screenshot 1
IMANUM: fair finance screenshot 2
IMANUM: fair finance screenshot 3

This app offers ethical investment opportunities in trading, real estate, and business projects. It also features a premium marketplace for quality goods, flexible installment plans, and transparent mobile transfers with a portion donated to charity.

pDaftar: Qarz daftari, nasiya#2

pDaftar: Qarz daftari, nasiya by Orzumurod Parmonov

Nasiya savdo va kassa dasturi
Strong Contender
💰 Finance
5.0(7 ratings)
Free
pDaftar: Qarz daftari, nasiya screenshot 1
pDaftar: Qarz daftari, nasiya screenshot 2
pDaftar: Qarz daftari, nasiya screenshot 3
pDaftar: Qarz daftari, nasiya screenshot 4
pDaftar: Qarz daftari, nasiya screenshot 5
pDaftar: Qarz daftari, nasiya screenshot 6

Manage all your business finances, including debts, payments, rentals, and supplier accounts, in one place. Automate reminders, use AI for voice input, and track multiple stores and currencies. Ideal for small to medium businesses.

More apps like Karmon AI

4
Variant nasiya va onlayn qarz
Variant nasiya va onlayn qarz
Variant nasiya va onlayn qarz
Boshlang‘ich to‘lovsiz nasiya
Free

Get up to 100,000,000 UZS for purchases with 0% down payment and flexible repayment up to 12 months. Also offers instant microloans within 1 minute, with funds transferred directly to your card.

0% down payment for purchasesRepayment up to 12 monthsUp to 100,000,000 UZS limit
💰 Finance
(2)
free
5
MONIX
MONIX
MONIX
Kredit karta, pul o‘tkazmalari
Free

Manage your money with a digital credit card offering a credit line up to 50 million UZS. Enjoy instant transfers, cashback rewards, and smart analytics to track spending and build better financial habits.

Credit line up to 50 million UZSFully digital card experienceInstant money transfers
💰 Finance
(8)
ad-supported
6
Ipoteka Mobile
Ipoteka Mobile
Ipoteka Mobile
by IPOTEKA-BANK ATIB
Free

Manage your finances with a modern and secure mobile banking service. Perform instant transfers, apply for loans, exchange currency, and pay bills anytime. Enjoy full control over your accounts with advanced security features.

P2P transfers with 0% commissionInstant cash loansFavorable currency exchange
💰 Finance
(5)
ad-supported
7
APEX: Mobile Online Bank
APEX: Mobile Online Bank
APEX: Mobile Online Bank
Loans, Payments, Transfers
Free

Manage your daily finances with this mobile banking app. Apply for loans, make transfers, pay bills, and manage your cards and accounts securely. Features include fast login and online identification.

Online loans up to 100,000,000 UZSOnline deposits with rates up to 23%Free transfers to HUMO cards
💰 Finance
(15)
ad-supported
8
Way Invest
Way Invest
Way Invest
by WAY II MANAGEMENT, MCHJ
Free

Easily invest and manage your finances with this application. Invest with confidence and track your investments in real-time.

Easy investingFinance managementReal-time investment tracking
💰 Finance
(6)
free
9
Hayot Bank
Hayot Bank
Hayot Bank
by HAYOT BANK, AJ
Free

Access a range of banking services from a single, convenient mobile application. Manage online deposits, open virtual cards, and transfer funds freely between various card types. Pay bills, track currency rates, and save regular payments.

Online deposit managementVirtual UZCARD card creationAdd any bank's UZCARD/HUMO cards
💰 Finance
(21)
free
10
Tez — bankdan ko‘ra ko‘proq
Tez — bankdan ko‘ra ko‘proq
Tez — bankdan ko‘ra ko‘proq
Keshbekli kredit karta
Free

Manage all your banking needs with a convenient credit card, cashback, and payment features. Apply for a card in minutes, enjoy interest-free credit periods, and make commission-free payments. Earn up to 10% cashback on purchases.

Free credit card with cashbackUp to 50,000,000 UZS credit limitInterest-free credit up to 62 days
💰 Finance
(69)
ad-supported