Karo Budget: Kharcha

Karo Budget is a monthly budget for people who think in rupees. Plan each month by category, log what you spend in a couple of taps, and see at a glance what's left — for the month and for today. PLAN AND TRACK • Groups and categories you shape yourself, for both income and expenses • Monthly plans, with one tap to copy last month's • "Left for today" and whether you're ahead of or behind your pace • A heat map of your spending days, your top categories, and no-spend streaks REAL LIFE, NOT JUST NUMBERS • Mark money that only passed through — a bill you fronted, a transfer between your own accounts — so it never distorts your budget • Split one statement line into the parts it was really made of • Keep track of who owes you, and match repayments when they come in SAVINGS • See how your actual saving habit adds up to a target, in today's money • What your salary earns per hour, day and month YOUR DATA STAYS YOURS • No account, no ads, no tracking • Stored on your iPhone and synced only through your own private iCloud • CSV backup and restore whenever you want • Import a bank statement by pasting it into any AI chat with the prompt Karo Budget gives you — nothing is sent anywhere by the app