Keep in Check: Daily Budget

Keep in Check turns your month into one number: what you can spend today. Tell it your take-home pay, your monthly expenses and what you want to save. It sets aside the money that is already spoken for and divides the rest across the days of the month. Log what you spend, and you always know where you stand. ONE NUMBER FOR TODAY • Budget today: what is left to spend right now. • Spend less than your budget and the difference builds up as surplus. • Overspend, and the surplus cushions it before your day goes into the red. SEE THE WHOLE MONTH • A spending trend and a calendar that show each day against its budget. • Insights for the month: where the money went, whether you are on pace, and how your savings, goals and debts are doing. • Match your real bank balance at any time, and the rest of the month is recalculated from real money. PLAN WHAT MATTERS • Monthly expenses: rent, bills, subscriptions and instalments. • Goals with a target date, and the monthly amount each one needs. • Debts: cards and loans, with a payoff date and a "what if I paid more" slider. • Budgets for trips, events or anything you want to keep separate. • A monthly task list so nothing due is missed. TOOLS FOR THINKING IT THROUGH • Budget your monthly income: try a split and see what each share comes to. • Can I afford it? Check a purchase against your budget before you buy. PRIVATE BY DESIGN • No account, no sign-up, no ads, no tracking. • Everything you enter stays on your iPhone. There is no server. • Back up or export your data whenever you like. OPTIONAL AI ADVISOR (EXPERIMENTAL) Download an AI model once and ask questions about your own numbers. It runs entirely on your iPhone, so your conversations never leave it. It is experimental and can be wrong. QUICK CAPTURE Log an expense with a double tap on the back of your iPhone, or have in-store Apple Pay purchases added for you. Both are optional and set up in Settings. Works in RM, SGD, USD, GBP and EUR, in light or dark. Keep in Check is a budgeting tool. It does not give licensed financial advice.