Kestrl – Ethical Finance

Kestrl – Ethical Finance

Money Without Compromise

0 ratings
26 reviews
Free

Details

Released
January 20, 2026
Updated
November 5, 2026
Kestrl – Ethical Finance screenshot #1 for iPhone
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About

Manage your money according to your ethical and religious values. Track spending, avoid unethical companies, and grow your wealth with interest-free returns. Connect all your bank accounts for a comprehensive financial overview.

✓Interest-free returns on deposits
✓Flagging of unethical company payments
✓Savings pots for specific goals
✓Connect multiple bank accounts
✓Budgeting and debt avoidance tools
✓Zakat calculation and company screening
✓AI-powered transaction security
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What's New in Kestrl

2.12.0

November 5, 2026

Cash rewards are here. Redeem an eligible referral reward in the app. Update now!

User reviews

Good bank

Downside no salary to be paid into or direct debit or bank transfer to family or friends

Amazing

I’ve never ever wrote review before but Kestrl yes at the start was slightly challenging with the verification part however the team were very supportive help with every step I recently signed up it’s so easy to use and navigate where things are and best Islamic bank to use can’t wait for saving pots and cards are allowed to be added to Apple Pay etc will be useful
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Really good

I really like the look of the app. Easy to navigate, easy to use

Excellent app and user interface…

Can’t wait for more features to come! Alhamdulillah such a refreshing bank!

Greatest appreciation!

Much needed for the Ummah, and anyone interested in ethical finance.

Developer apps

FAQ

What is Kestrl?

Kestrl is a finance app designed for UK residents to manage their money in line with their ethical and religious values. It offers features like interest-free returns, ethical company flagging, and savings pots.

Is Kestrl free to use?

Yes, Kestrl is available for free. The app does not have in-app purchases or advertisements, allowing users to manage their finances without additional costs.

What kind of returns does Kestrl offer?

Kestrl offers a competitive, fully interest-free, and Shariah-certified return on any money deposited in a Kestrl current account or savings pots.

How does Kestrl help avoid unethical companies?

Kestrl flags payments made to companies you may not agree with and suggests alternatives. You also receive a monthly score indicating how much of your money has been divested from harmful activities.

What security features does Kestrl have?

Kestrl employs best-in-class security, including instant card freezing for suspicious transactions, AI identity checks for unusual access locations, and biometric security for account access.

Can I connect my existing bank accounts to Kestrl?

Yes, Kestrl allows you to connect all your bank accounts via open banking. This enables you to manage your finances, track subscriptions, build budgets, and avoid debts in one place.

Is Kestrl suitable for users outside the UK?

Currently, Kestrl is relevant for UK customers only. Terms and conditions apply, and the card is issued by AF Payments Limited, authorized by the Financial Conduct Authority.

How often is Kestrl updated?

The latest version of Kestrl is 2.12.0, and it was last updated on November 5, 2026. This indicates a relatively frequent update cycle for the application.