Kestrl – Ethical Finance

Kestrl – Ethical Finance

Money Without Compromise

0 ratings
25 reviews
Free

Details

  • Released
  • Updated
  • January 20, 2026
  • September 2, 2026
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About

Manage your finances according to your ethical and religious values. Track spending, save with interest-free returns, and avoid companies that conflict with your beliefs. Offers robust security features and personalized savings goals.

Interest-free returns on deposits
Flagging of unethical company payments
Savings pots for specific goals
Connects all bank accounts
Budgeting and debt avoidance tools
Zakat calculation and investment screening
AI-powered transaction security
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What's New in Kestrl

2.7.0

September 2, 2026

Withdrawals just got simpler. Update now!

User reviews

Amazing

I’ve never ever wrote review before but Kestrl yes at the start was slightly challenging with the verification part however the team were very supportive help with every step I recently signed up it’s so easy to use and navigate where things are and best Islamic bank to use can’t wait for saving pots and cards are allowed to be added to Apple Pay etc will be useful
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Really good

I really like the look of the app. Easy to navigate, easy to use

Excellent app and user interface…

Can’t wait for more features to come! Alhamdulillah such a refreshing bank!

Greatest appreciation!

Much needed for the Ummah, and anyone interested in ethical finance.

Love the concept

The app is new but impressive. The features it is planning to roll out will make it an ideal banking app for any ethically minded person. Congratulations to team Kestrl!

Developer apps

FAQ

What is Kestrl's ethical focus?

Kestrl helps you manage your money without compromising your beliefs. It flags payments to companies you disagree with and offers Shariah-certified, interest-free returns on your deposits.

Does Kestrl offer interest-free returns?

Yes, Kestrl offers a competitive, fully interest-free and Shariah-certified return on any money deposited in your Kestrl current account or savings pots.

How does Kestrl help avoid unethical companies?

Kestrl flags payments made to companies you don't agree with and suggests alternatives. You also receive a monthly score indicating how much of your money has been divested from harmful activities.

What security features does Kestrl provide?

Kestrl offers best-in-class security with instant card freezing for suspicious transactions, AI identity checks for unexpected access locations, and biometric security for account access.

Can I manage all my bank accounts with Kestrl?

Yes, Kestrl allows you to connect all your bank accounts via open banking, enabling you to manage your finances in one place, track subscriptions, build budgets, and avoid debts.

Is Kestrl available in the UK only?

Yes, the description explicitly states that Kestrl is relevant for UK customers only and that UK Residents only, Ts&Cs apply.

What are the benefits of joining the Kestrl waitlist?

Waitlist members become 'Alif' Early adopters and receive exclusive perks and early access to features for life in exchange for their feedback.

Does Kestrl have ads?

No, Kestrl does not contain advertisements. The app is free to use and does not have ads.